Secondly, the following is my personal opinion.

At present, the insurance industry has three echelons.

First: life and peace in the Pacific.

Second: The last one represented by Xinhua is AIA.

Third: all the shufflers are small companies. Do not consider.

Why is AIA the last one? Because it is the result of a political exchange, the channels are very narrow. At present, if there is no joint venture, we can only sell insurance in a few designated cities in China. Coverage area and channels are too small. It is not recommended that you consider foreign companies. Insurance is one of the three major industries in the financial field, and finance is always closely related to politics, so it is safer to choose domestic companies.

So at present, I know that companies with special customer service systems include Pacific Ocean and Ping An. The difference is that Ping An seems to have few outlets in the northwest and southwest, while there seem to be more outlets in the Pacific Ocean. Ping An has more publicity and agents on the east coast than in the Pacific Ocean.

The agent only signs the contract for you, which may not be able to settle your claim. Moreover, once your agent stops making the insurance orphan list, the problem will be very serious.

So I suggest you choose a company with customer service. Pacific and Ping An have different service modes. Peace is a regional fixed point. The Pacific Ocean is an expert of mankind. If you prefer to run by yourself, it is safe. If you want customer service to find you, it is Pacific Ocean.

As for the difficulty of escort, any insurance company will do the right escort for the right escort for its own reputation, and there is no difficulty or difficulty.

As for what you heard, there may be two reasons: the first is that the person mentioned is in the insurance industry and slanders such things. Is it meaningful to watch the war of words between guilds in online games?

Secondly, I personally feel that it is not the company that has a problem, but the person who makes the claim for you, or tells you that the bad guys have their own reasons when making the claim. Nobody wants to say it's someone else, even a friend.

Third, tell your people that if they have insurance friends and face problems, they will go back to promote that company.

All doubts need to be seen by yourself. You can go to the insurance company, take a look at the customer service department and see the scale of their work. If these are not transparent to customers, the company can give up. Don't always listen to what others say online. The most correct is always your own choice.

We buy insurance for protection, not for compensation. It is also necessary to choose the right insurance. I don't think anyone wants to really compensate. Everyone wants to live a happy life. You'd better find your own information and see the insurance agency. No copyright. Any company has an obligation to make it public. After you have calculated and selected several satisfactory insurance types, you should talk to the agent. Don't fall into the trap of the agent from the beginning.

The above is just a personal opinion. Finally, once again, BS advertisers never answer questions well. What qualities do they have?

PS: reply to aiagz

First of all, I just look at AIA from a neutral point of view, without any slander. You can find any non-company or honest netizen. Everything I say is based on my personal objective point of view. I have never promoted or slandered any company. Please don't insult my personality.

Secondly, I don't know the insurance industry. I used to work in the insurance industry.

Third, the strength of insurance companies depends on channels, not performance. For example, the performance of China-Italy is better than Xinhua because China-Italy got the 200E insurance of Sinopec, their largest shareholder, which is meaningless.

Fourth, the Central Bank's "Announcement No.5", known as the "QDII Gate Opening", was released, and the three new policies of capital account opening were officially introduced. It stipulates that qualified insurance institutions can purchase foreign exchange to invest in overseas fixed-income products and money market instruments, and the amount of foreign exchange purchased is controlled according to a certain proportion of the total assets of insurance institutions. QDII is a qualification system for domestic institutional investors to invest abroad, which allows domestic investors to invest in overseas capital markets under foreign exchange control. As friends of overseas companies, don't give people the illusion.

Fifth, it is true, so the so-called brain emptiness in your words is also a personal violation of me. Because you named me at the beginning of the article, it can be said that everything that follows is about me, which can also be used as evidence in law. I don't want to dwell too much on this matter, it doesn't make any sense.

I only hope that everyone who comes to understand can answer your questions with their own conscience. I won't slander anyone or company. I just put forward my own views and suggestions on unfair practices.

exceed