There are two ways to cancel Huaxia Bank's credit card, as follows:
Bank outlets cancel credit cards.
Users can directly hold Huaxia Bank credit card, go to a nearby bank outlet and cancel the credit card at the counter.
Call for cancellation of credit card.
Users who need to cancel their credit cards can call Huaxia Bank's credit card customer service hotline (4006695577) and ask the staff to cancel their cards and inform++. After the information is checked successfully, the card will be cancelled for you.
Precautions for cancellation of Huaxia Bank's credit card:
When applying for account cancellation, the cardholder of the main card shall cancel all the main and auxiliary cards in the account. If only the secondary card is cancelled, the use of the primary card will not be affected, and other cards in the account will not be changed. If the card has not expired, you should apply for account cancellation first, and then go through the specific procedures for account cancellation 30 days later. The annual fee charged by Party A will not be refunded. If the card has expired for 30 days, you can cancel the account directly.
Huaxia Bank is a joint-stock bank with many shareholders. It is not a wholly state-owned enterprise, but a state-owned joint-stock enterprise controlled by the state. Huaxia Bank was established in Beijing on June 1992. 1March 1995, shareholding system reform; In September 2003, it made its initial public offering and became the fifth listed bank in China. The full name is Huaxia Bank Co., Ltd.
Huaxia Bank Co., Ltd. is registered at No.22 Jianguomen Inner Street, Dongcheng District, Beijing, and its business scope includes absorbing public deposits; Issue short-,medium-and long-term loans; Handle domestic and international settlement; Handle bill acceptance and discount; Issuing financial bonds; Acting as an agent to issue, honor and underwrite government bonds; Buying and selling government bonds and financial bonds; Engage in interbank lending, etc.
Huaxia Bank Co., Ltd.' s foreign investments include Hainan Lepusheng Department Store Co., Ltd., Huaxia Financial Leasing Co., Ltd., Sichuan Jiangyou Huaxia Village Bank Co., Ltd., Beijing Daxing Huaxia Village Bank Co., Ltd., National Financing Guarantee Fund Co., Ltd., Kunming Chenggong Huaxia Village Bank Co., Ltd. and so on.
Huaxia Bank's shareholders include Shougang Group Co., Ltd., State Grid Ying Da International Holding Group Co., Ltd., China People's Insurance Co., Ltd., Beijing Infrastructure Investment Co., Ltd., Yunnan Hehe (Group) Co., Ltd., Hong Kong Securities Clearing Co., Ltd., Runhua Group Co., Ltd. and CITIC Jiantou Securities Finance Co., Ltd. ..
Since its establishment, Huaxia Bank has won many awards, such as "Advanced Unit of Financial Services for Small and Micro Enterprises", "Financial Institution with the Most Social Responsibility" and "Best People's Livelihood Finance Award in China Banking Industry".
How to cancel Huaxia credit card
You can cancel your credit card in the following ways:
1, phone card cancellation, many banks' credit cards can be cancelled by just making a phone call. Before canceling the credit card, make sure that there is no debt and no balance in the account, then call the credit card customer service to transfer to manual service and apply for canceling the credit card directly from the manual customer service.
2, outlets pin card. Some banks also need to bring their ID cards and credit cards to the bank to cancel their cards. They need to fill out an account cancellation application form and will call you to confirm it in a few days.
3. Going to the bank counter to cancel, just like going to the outlet to cancel the card, you need to bring the necessary documents, such as ID card and credit card. If the credit card is in arrears, you need to bring cash at the same time.
1. The first cardholder needs to call Huaxia Bank's official customer service hotline and transfer to manual customer service according to the voice prompts on the phone. After the transfer is successful, the cardholder first needs to provide his ID number and credit card++number, and after verifying the relevant information, he can apply for credit card cancellation.
2. Second, after submitting the application for credit card cancellation, the cardholder needs to follow up his credit card cancellation progress at any time, because it takes a while for credit card cancellation, so if anything happens during the period, you need to contact the bank in time to make sure that the credit card cancellation is successful, and then cut the card.
3. Huaxia Bank's customer service telephone provides 365×24 hours service, including: account inquiry, transfer service, telephone remittance, SMS customization, reservation service, Longying wealth management, foreign exchange card, account loss reporting, fax service, consulting service, VIP one-line service, telephone settlement TPOS, ticket hotel customization and other functions.
4. Precautions for cancellation of Huaxia Bank's credit card: Pay off all the arrears in time. This debt includes bill debt and annual fee. If there is still arrears in the card, forget it and cancel the account directly. After the interest is accrued, if the amount reaches a certain amount, the bank will start to collect debts. Confirm whether to close the account after 45 days. Credit card cancellation is usually handled through customer service, but it was not successful at that time. When the card is cancelled, the account will enter the pre-cancellation state, and it will take 45 working days to know whether the account has been cancelled successfully. Cut off the magnetic stripe when canceling the card. If the card is complete, it may still be used in some consumer places that only need++and do not need to check the information. There are a lot of personal information in the card, leaving a hidden danger of leakage.
Huaxia bank credit card cancellation
Huaxia credit card account cancellation supports customer service telephone account cancellation and offline bank outlet account cancellation. For example, if the customer service phone is cancelled, the cardholder can call Huaxia Bank's 24-hour customer service phone number 4006695577, and then select the manual service according to the voice prompt after connection, and directly apply to the customer service for cancellation of the credit card. Customer service will register after checking the identity of the cardholder. And cancel the card for the cardholder in about 5 working days.
Generally speaking, the customer service phone is cancelled, but if the cardholder accidentally loses his credit card, he can also cancel it at the counter of Huaxia Bank's business outlets. After successfully closing the account, you should call Huaxia Bank Credit Card Customer Service within about 45 working days to ask whether the account has been closed successfully, so as to avoid the existence of unsettled funds and affect the credit record of the cardholder.
Need to pay attention to the difference between Huaxia credit card cancellation and cancellation. Cancellation of Huaxia Credit Card refers to the cancellation of a certain Huaxia credit card, which can be a primary card or a secondary card. The cancellation of Huaxia credit card refers to the cancellation of the cardholder's entire account.
After the user submits the credit card cancellation application, it is not immediately successful. There is a risk period of 45 days after the application is submitted, which means that the cancellation will be successful on the 46th day. The reason why users are allowed to wait for 45 days is to prevent users from generating unsettled fees, and during this period, users can also choose to cancel the cancellation application. After 45 days, the credit card was successfully cancelled.
The introduction of cancellation of Huaxia credit card and how to cancel it ends here. I wonder if you have found the information you need?