Only Ningxia has the banks of the Yellow River. Yellow River Bank is a city commercial bank, headquartered in Yinchuan, Ningxia Hui Autonomous Region, and currently only conducts business in Ningxia. Founded in 2008, Huanghe Bank is one of the largest commercial local financial institutions in Ningxia, mainly engaged in various banking businesses, including personal deposits, loans, credit cards, wealth management and foreign exchange. Besides Ningxia, Yellow River Bank has set up branches in Beijing, Tianjin, Inner Mongolia and other provinces. However, the business scope of these branches is mainly to serve and support local customers, and does not involve the business of the head office of Yellow River Bank.