The inter-bank transfer fee of China Bank will vary according to the transfer method and amount.
I. Bank Counter Transfer
1, the transfer amount is less than 2,000 yuan, and the handling fee is 2 yuan;
2. The transfer amount is less than 5,000 yuan, and the handling fee is 5 yuan;
3. The transfer amount is less than 654.38+00000 yuan, and the handling fee is 654.38+00 yuan;
4. The transfer amount is less than 50,000 yuan, and the handling fee is 15 yuan;
5. If the transfer amount is higher than 50,000 yuan, the handling fee shall be calculated as 0.03% of each transfer amount, with the highest 50 yuan.
Second, ATM transfer
1, the transfer amount is less than 2,000 yuan, and the handling fee is 2.4 yuan;
2. The transfer amount is less than 5,000 yuan, and the handling fee is 6 yuan;
3. The transfer amount is less than 6,543,800 yuan, and the handling fee is 654.38+02 yuan;
4. The transfer amount is less than 50,000 yuan, and the handling fee is 18 yuan;
5. ATM transfer is not supported when the transfer amount is more than 50,000 yuan.
Third, mobile banking transfer
1, the transfer amount is less than 5,000 yuan, and no handling fee is required;
2. The transfer amount is less than 654.38+00000 yuan, and the handling fee is 654.38+00 yuan;
3. The transfer amount is less than 50,000 yuan, and the handling fee is 15 yuan;
4. If the transfer amount is higher than 50,000 yuan, the handling fee shall be calculated as 0.03% of each transfer amount, with the highest 50 yuan.
Extended data
Matters needing attention in domestic bank transfer:
1. The transfer-out transaction limit of Great Wall Credit Card is controlled by the limit of its card issuing system. At present, the maximum single and daily cumulative transfer limit of the card issuing system is RMB 5 million.
2. The mobile payment limit will be set under the above limit according to different merchants and card types (debit card, Great Wall card, Bank of China card, etc.). ), which is subject to the announcement of relevant merchants.
3. According to the types of agency payment opened by different branches, set the limit of agency payment related transactions under the above limit. For details, please refer to the announcements of local branches or system prompts.
4. Intra-bank transfer and remittance, personal corporate transfer, unrelated credit card repayment and active collection transactions * * * enjoy a unified daily cumulative transaction limit.
5. The security authentication tool marked with the mobile phone transaction code (WAP version) indicates that it is suitable for the WAP channel of mobile banking, and the security authentication tool without the mobile phone transaction code indicates that it is suitable for the client version of mobile banking.
China Bank is mainly engaged in commercial banking business, including corporate, personal finance, capital business, international capital business and financial institution business. ?
Corporate finance business
As the main profit source of China's banking business, it provides personalized and innovative financial services to customers based on the core credit products of the bank. In 2007, corporate finance continued to focus on improving customer service system, promoting overall business linkage, strengthening product innovation and implementing management transformation, setting up corporate finance sector and strengthening line management.
China Bank implements the development strategy of serving key large-scale and high-quality corporate customers, pays attention to long-term cooperative relations with large-scale and high-quality customers, and at the same time makes clear that SME business is an important part of corporate financial business, and strives to become an efficient, professional and comprehensive partner of SMEs.
Personal financial business
Mainly aimed at the financial needs of individual customers, it provides services including savings deposits, consumer credit and bank cards.
Deposit business
It is the Bank of China that actively responds to the impact of the rapid development of the capital market on the deposit business of RMB companies and vigorously develops the deposit business of RMB companies.
Loan business/transaction
China Bank continued to strengthen the adjustment of loan structure, increased investment in key supporting industries, and realized the optimal allocation of credit resources.
Business of financial institutions
Bank of China pays attention to all-round cooperation with financial institutions, and provides customers with more comprehensive services by recommending customers, sharing resources and jointly developing new products. The Bank of China also conducts the clearing of dollars, euros and yen through its branches in new york, Frankfurt and Tokyo. The above-mentioned branches and Singapore branch are local tier-one clearing banks.
International settlement and trade financing business
In view of the advantages of China Bank, China Bank has strengthened the linkage between domestic and foreign institutions to realize the rapid development of international settlement and trade financing business.
Financial business of other companies
China Bank provides payment and settlement services, mainly including bank draft, promissory note, cheque, remittance, bank acceptance draft, entrusted collection, collection and acceptance, centralized payment, cheque deposit and bill custody.
Capital business
Including local and foreign currency hedging, fund management, debt hedging, domestic and foreign financing and other fund operation and management services.
Business of financial institutions
It is China Bank that provides comprehensive services such as fund settlement, interbank lending and custody for other banks, securities companies and insurance companies around the world. As a century-old brand of China's financial industry, China Bank, while paying attention to steady operation, has been proactive and innovative, creating a number of firsts in the domestic banking industry, and has been widely recognized and praised by the industry and customers in the fields of international settlement, foreign exchange funds and trade financing.
Capital and international business
As traditional specialized foreign exchange and foreign trade banks, Bank of China and Bank of China have unique advantages and rich professional experience in foreign exchange business and international settlement business, and provide customers with high-quality international settlement services, foreign exchange preservation, appreciation, investment and wealth management, and services aimed at avoiding exchange rate risks by using a sound international trading network system.
Including capital business: foreign exchange transactions, foreign exchange financial derivatives, RMB capital transactions; Investment and financial management: Huijubao, Bond Bao, Foreign Exchange Bao, Option Bao, Liangdebao, Huang Jinbao, Spring, Summer, Autumn and Winter, foreign exchange financing and international settlement.
Bill pool business
Bank of China launched bill pool business on corporate online banking, which can help customers manage bills centrally. By establishing a company bill pool, the bills held will be put into the pool for safekeeping, which is convenient for daily bill management. Bank of China provides services such as distinguishing the authenticity of bills, reminding bills of maturity, and entrusted collection of bills of maturity.
Banks also provide bill custody services, which can outsource the physical custody of bills to banks, eliminating the worries of keeping bills. ?
Bill pool business provides a new solution to the problems of small amount, large quantity, too scattered and difficult endorsement received by enterprises. Small scattered bills can be pledged into the pool, forming a bill pool pledge guarantee amount, and using the bill pool pledge guarantee amount to issue bank acceptance bills or letters of credit for them, which is convenient for enterprises to pay externally.
Once the bill pool business was launched at the beginning of the year, it was recognized by many customers such as steel, automobile, petrochemical, power materials and so on. These enterprises have a large amount of daily bill settlement. Using the bank of China's online banking bill pool function, the problems of bill management and bill financing are well solved, the upstream and downstream customers are stabilized, and a new tool is provided for enterprise financial management. ?
Baidu Encyclopedia-China Bank
China Bank-China Bank Co., Ltd. Mobile Banking Business Rules