At present, the co-branded cards are issued in the form of "1 1", that is, a UnionPay brand RMB card and a foreign currency card of other brands. The two Kaka numbers are independent, with the same level, and the amount is unified into the total personal credit card management. Renminbi accounts are automatically associated with foreign currency accounts, and customer transactions are reflected in the bill.
About dual-currency cards:
Dual-currency cartoons often use RMB as the settlement currency in the settlement network of China UnionPay, and foreign currency as the settlement currency in the settlement network of international bank card organizations designated by the dual-currency card logo overseas. (Of course, countries with UnionPay network abroad can also settle in RMB). Dual currency card is a transitional product under the current foreign exchange control in China.
Common international bank card organizations are Visa (Visa), Master (MasterCard) and American Express (American Express), and all three international bank card organizations cooperate with major domestic banks to issue bank cards.
Because financial IC cards are no longer allowed to issue dual-currency cards, the issuance of magnetic stripe cards stopped on June 0, 20 15. As a transitional product, dual-currency cards ended its mission.
Chinese name dual currency card
Category bank card
The function has two currency settlement accounts.
International bank cards Visa (Visa) and Master (MasterCard)
Attach the advantages and disadvantages of ICBC dual-currency card:
Advantages: The maximum amount of personal card can reach 50,000 yuan. It can be used at overseas acceptance points marked with "VISA" and "MasterCard". It is settled in RMB and designated foreign currency, with the functions of overdraft consumption, transfer settlement and cash deposit and withdrawal, and can be repaid by purchasing foreign exchange in RMB.
Disadvantages: China's credit card is still inconvenient to use abroad. POS or ATM doesn't charge fees for taking the UnionPay channel, but it is not very popular compared with such merchants. It costs a lot of money to use American Express or VISA channels.
I just applied for a credit card of ICBC. Can I continue to apply for other ICBC credit cards? Yes It's just not necessary. Everyone's credit card limit in the same bank is * * *.
I applied for a credit card of ICBC. When can I check the progress of my credit card application?
Query steps:
I. Online banking inquiry:
1. Log in to the bank credit card center page, and click the function of "Inquire about the card processing progress";
2. Enter the "Credit Card Processing Progress Query" page, and enter the ID number and verification code to query the details of bank credit card application progress.
2. Telephone inquiry: Call the credit card customer service, enter the ID number and inquire about the progress.
Three. Wechat query: Pay attention to the official bank account of WeChat and check the application progress.
4. Bank Counter Inquiry: Check the progress of credit card application through the bank counter or contact the local card issuer.
Hello, I applied for an ICBC credit card online and it was approved. Credit card processing conditions are as follows:
To apply for a credit card, you must be at least 18 years old and have a stable income or other economic proof before you can apply for a credit card.
Credit card processing conditions:
At least 18 years old;
Need my second-generation ID card;
A work certificate and income certificate stamped with the financial seal of the unit;
No bad credit record;
Other financial certificates, such as real estate, cars, stocks, bonds, etc.
Credit card application process:
Fill in the application form;
Information of the bank itself, and copies of these information;
The bank sends it to the credit card center;
The credit card center conducts audit, business card printing and card issuance;
After getting the card, I opened the card and waited for the password letter.
Why do you still need to apply for a card after ICBC's credit card has been approved? It usually takes about 1-2 working days. After the card is issued, it will be notified by SMS. If there is no registered letter number in the SMS, you can call the credit card customer service for help:
1. If it is registered mail, it will be received in about 7- 15 days;
2. If it is sent by EMS, it will take 3 to 4 days for the whole country, 2 days for this province and 7 days for foreign countries (countries that have signed peace treaties with China);
Three, after receiving the notice of bank card newsletter, you can check the delivery progress through the single number in official website Post;
The above is calculated from the time when the bank sent it, excluding the time when the business card was printed.
Why are there two ICBC credit cards, a MasterCard and a savings card?
Conditions for applying for a credit card:
1. At least 18 years old, with full capacity for civil conduct;
2. Have a good credit record;
3. Applicants may apply for no more than two supplementary cards for their spouses or relatives with full capacity for civil conduct.
Credit card application materials:
1. Identity information: copy of resident ID card or military officer's card;
2. Proof of work and income;
3. Other financial certificates: such as photocopies of real estate license, automobile driving license and deposit certificate.
Credit card application method:
1. Bring the credit certificate to the counter to apply: the applicant needs to submit a relatively complete asset certificate and submit it to the bank for review by the bank's background audit department.
2. Online banking application: the applicant opens online banking with a personal savings card account, enters the required bank official website, and enters the online banking page after entering the card number, login password and verification code. Click "Credit Card Service", you can choose to apply for a credit card under the credit card service page, fill in the information and submit it, and the review progress and results will be displayed on the online banking.
I applied for a credit card of ICBC online. How do you mean I've been making cards? What happened? I failed. It is recommended to apply for our Bank of Communications credit card, and the card can be verified within 2 hours at the earliest. I can recommend it for free.
How long has it been?
I just applied for a credit card of ICBC. When can I issue cards? I called ICBC's manual customer service for more than 20 times, and it took 43 days to get the card. This is also sub-regional, mainly depending on whether there are many card holders in this area. If there are more, it will be good to get the card in 2 months. I have a friend who didn't get a card for six months. If it's not much, he can get a card in half a month.
I just applied for a credit card of ICBC. When can I issue cards? I applied for a card through APP Mobile Banking on March 10, and it passed. On March 23, it showed that the card was being made. Today, April 2, it is still in the process of production. The mobile phone query progress has been successful (APP query progress, and the account is finally opened successfully, and there will be no progress display). Online banking inquiry is in progress. I called artificial n times and asked if I had received the short message from the branch. I
Recommend a trick: click on the next APP, click on the credit card, and click on the credit card application to see if there is a reference limit in this column. If the card is below the reference limit, you can wait until you get the card, immediately enter the online banking or app or manually withdraw it to the reference limit (although it is possible, it is not 100%, but since it can be done, we will try it). If not, please ignore it directly!