There is a limit to mobile banking transfer. Take the mobile banking transfer of China Construction Bank as an example: for senior contracted customers who use online banking transfer for payment and online payment, the single transaction cannot exceed 50,000, and the daily cumulative amount cannot exceed 6,543,800+10,000; Securities funds, a single can not exceed 4 million, the daily cumulative can not exceed 4 million; For foreign exchange transactions, a single transaction cannot exceed 6.5438+million, and the daily cumulative page cannot exceed 6.5438+million. For ordinary customers who sign or not, mobile banking can only be used for payment and online payment, and the single limit and daily cumulative limit are subject to the announcement of the local branch.
2. The transfer limit refers to the maximum amount when the wealth account transfers money to accounts other than the associated card and the agreement account. If the transmission limit is exceeded, the transmission instruction will not be executed. The corresponding limit of mobile banking business of different banks is different, which is mainly determined by the mobile banking business of China Construction Bank. Generally, a single transaction does not exceed 50,000 yuan, and the cumulative daily limit does not exceed 6,543,800 yuan.
Legal basis:
The Notice of the People's Bank of China on Launching the Pilot Project of Large Cash Management comprehensively regulates the large cash business of banking financial institutions. 1. Clarify the management scope of large cash deposit and withdrawal business. Shijiazhuang Central Sub-branch, Hangzhou Central Sub-branch and Shenzhen Central Sub-branch of the People's Bank of China (hereinafter referred to as the pilot bank) refer to local cash analysis data, listen to the opinions of banking financial institutions, individuals and enterprises according to the characteristics of cash use of enterprises and individuals, and determine the management scope of large cash business targeted by this pilot on the basis of full investigation.
Derivative problem:
What's the difference between transfer limit and payment limit?
1, the online payment limit is mainly paid when customers buy online. 2. The transfer and remittance limit is mainly used to restrict customers' outward transfer (including the Bank and inter-bank). Transfer refers to a bank currency settlement method that transfers money from the payment account to the collection account through the bank without using cash directly. It is gradually developed with the development of the banking industry. When the settlement amount is large and the space distance is far away, it can be safer and faster to use transfer settlement. The transfer limit is a restriction on customers' outward transfer in terms of transfer and remittance, while the payment limit is usually the payment limit when customers pay online, so there is a difference between them. Generally, the transfer limit will be relatively large.