If the loan term is less than one year (inclusive), it can be repaid by monthly (quarterly) equal principal and interest (average principal); Pay interest on a monthly (quarterly) basis and repay the principal when due; Pay off the principal and interest in one lump sum when the loan expires.

If the loan term is more than one year, it shall be repaid with equal monthly principal and interest (average capital).

Tips: The borrower should prepare enough foreign exchange for repayment, and will not accept RMB repayment.

The above contents are for your reference. Please refer to the actual business regulations.

If in doubt, please consult the online customer service of China Bank or download and use the mobile banking APP of China Bank to handle related business.