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Directory of Counter Business of Commercial Banks
Practical preparation articles

1 basic education

1. 1 Warm-up Training-Code of Conduct for Banking Services

1.2 introduction of bank counter business knowledge

Thinking and practice

Practical theme

2 deposit and loan account opening

2. 1 Basic procedures for opening a deposit account

2.2 Classification of deposit accounts

2.3 Policy provisions

2.4 Apply for opening an account and fill in the application form for opening an account.

2.5 Similarities and differences of several accounts

2.6 account cancellation

2.7 Procedures for opening a loan account

Thinking and practice

3 bank draft settlement

3. 1 check

3.2 Handling procedures for bank drafts

3.3 Collection and acceptance treatment

3.4 Processing flow of entrusted collection

Thinking and practice

4 City Bill Exchange

4. 1 concept of bill exchange in the same city

4.2 Handling of Submitting Bills

4.3 Handling bills submitted by individuals

Thinking and practice

5 personal financial business

5. 1 Personal demand deposit and time deposit

5.2 Personal foreign exchange transactions

5.3 Personal loan business

5.4 introduction of safe deposit box business

Thinking and practice

6. Training and practice of basic banking skills

6. 1 100 beating

6.2 cashier counting skills

6.3 Calculation of interest

Thinking and practice

7 correctly identify true and false currencies

7. 1 RMB identification

7.2 Identification of foreign currency

Thinking and practice

8. Keep important bills and articles.

8. 1 custody of important bills

8.2 Custody of Important Articles

9 Case analysis of risk prevention

9. 1 Case study (1)

9.2 Case Analysis (2)

9.3 Case Analysis (3)

Thinking and practice

Practice summary

10 practice report

refer to

Attachment 1 Operating Rules for Simulated Practice of Commercial Banks

Appendix II People's Republic of China (PRC) Commercial Bank Law

Appendix III Bill Law, People's Republic of China (PRC)

Appendix IV Sample Cash Checks

Appendix V Sample Transfer Checks

Annex VI RMB sample currency

Appendix VII US dollar sample

Appendix VIII Hong Kong dollar sample

Appendix 9 Pound Sample

Appendix 10 Japanese yen sample

Appendix XI Euro sample