There is no number on the loan contract, which can be inquired through official website Bank and Alipay app. Bank official website online inquiry is the fastest and most comprehensive way. You can check the loan contract number according to the following steps: 1. Search for "XX Bank" official website in Baidu, and log in to which bank you are running; 2. Enter the bank official website, log in to the personal account and find the loan details; 3. You can see some details of your bank loan, and then click the loan details you need to query; 4. Details will generally record the loan contract number, type, amount, withdrawal amount, balance, repayment method, repayment in this cycle, interest, etc. Take China Agricultural Bank as an example: business environment: brand model: iPhone 13 system version: iOS 15.4 website:/loan contract is a form of economic contract. That is, the lender will deliver the money to the borrower for use, and the borrower will return a certain amount of money and interest to the lender on schedule in accordance with relevant regulations, and determine the rights and obligations between them. In order to ensure their own safety, the lender requires the borrower's financial status (especially its liquidity) to be at least as good as when signing the loan contract. The clauses listed in the loan contract to protect the interests of the lender are called protective contracts. The loan contract itself only means that the lender has the legal right to take action when the borrower violates the terms of the contract. Otherwise, the lender will be bound by its promised loan terms and will not take corrective measures before the contract expires. Purpose: The borrower shall use the loan for the agreed purpose and shall not use it for illegal purposes. The purpose of the loan agreed in the loan contract shall not violate the provisions of the state on restricting operation, franchising and prohibiting operation by laws and administrative regulations. Clarifying this clause can protect the borrower's right to use funds; For lenders, it can monitor the flow of funds, ensure the return of funds and control risks. Restriction: The reasons for restricting the use of the loan: First, if the borrower uses the loan for illegal purposes and violates the prohibitive norms of national laws and administrative regulations, the loan contract is invalid. Even if the lender is not aware of this illegal use when using the loan, once the lender knows this illegal use, it must stop the borrower from continuing to withdraw money. Secondly, restricting the use of loans is to ensure the source of repayment funds. If the loan is not used according to the agreed purpose, the borrower may lose the repayment ability due to improper operation. In addition, the internal operating policies of lending banks may have restrictions on the industries or departments that issue loans, and government regulations and decrees sometimes have similar provisions. Finally, restricting the use of loans may also be because it involves the interests of third parties. For example, in export credit projects, the use of loans is limited to specific payment targets.

Second, how to file credit files? If there is no settled file, how to add it after binding? ...

I won't ~ ~ but I still have to laugh ~ ~ ~:)

3. Can the credit information file not be numbered after binding?

Credit data files cannot be bound without numbers.

Credit files are kept by banks for a long time. To manage credit files in accordance with the provisions of bank archives management, it is necessary to set up an archive room, which will be managed by a special person, and put the bound credit files in chronological order of year, month and day, and set up a record book for the transferor, supervisor and manager to register files for convenient borrowing and use.

Files that cannot be repaid for a long time shall be kept permanently.

Four, the account manager will arrange and bind the credit files, after the credit business ()

D