Investment changes life, and financial management adds value to life. Scientific financial management can not only create income and accumulate wealth, so that the money in hand can produce the greatest economic benefits, but also guard against various risks that may exist in the rapidly changing society, provide protection for one's own life and improve the quality of life. The twenties are the golden age of life and an important stage of wealth accumulation. As the saying goes, "If you don't manage your money, money will ignore you." Young people in their twenties should act quickly to realize their dream of wealth!
Give yourself an accurate life orientation /2
How to win a bright future /3
Never be a "moonlight clan" /5
Mind is a valuable asset of investors /7
Seize the golden start-up period /8
Chapter 2: Lay a solid foundation: In your twenties, you must master basic financial management knowledge.
Financial management is a science and an art, and we can't rely on impulse, luck or opportunism. If young people in their twenties want to learn how to manage money and accumulate wealth, they must study the subject of financial management hard, accumulate financial management knowledge, understand the essence of financial management, enrich their minds, cultivate their abilities, skillfully apply financial management knowledge to concrete practice, and be diligent and good at financial management.
Financial management knowledge and skills/12
Understand the necessary tax knowledge/14
Grasp the necessary financial knowledge/17
Concept and classification of risk/19
Causes of securities risks /22
How to reduce investment risk /24
Drawing lessons from the "stock god" hedging method /27
Chapter III: Renewing ideas: In twenties, we must establish a correct concept of financial management.
Young people in their twenties must understand that there is no best concept of financial management, only the one that suits them best. Financial management is a lifelong matter, so it is necessary to establish the concept of lifelong financial management. Only in this way can we form a correct way of thinking, determine the correct investment direction, master the appropriate investment methods, and realize the desire of financial management.
Establish a correct concept of financial management /32
The poorer the poor, the richer the rich /34
The purpose of financial management must be clear /36
The best way of family financial management /39
Optimal portfolio /4 1
Buffett's investment secrets /44
Have a clear investment goal /45
The secret of successful financial management /47
The fourth chapter uses Qian Shengqian: Scientific financial planning must be in the twenties.
Most young people in their twenties are used to spending money without restraint until they are short of money. They seldom think about their future life. In order to live a happy and beautiful life in the future, we must make a scientific financial plan. However, different people have different characteristics, and financial planning must be tailored to its due "magic".
Make a feasible financial plan /52
A financial plan with a monthly income of 2000 yuan /55.
A financial plan with a monthly income of 3000 yuan /57
A financial plan with a monthly income of 5000 yuan /58
Monthly income 1 10,000 yuan /60 financial plan
"Moonlight Family" Financial Planning /63
Chapter 5 Stock investment: the most commonly used way to make money in twenties.
Investing in stocks is the most common way to manage money. However, it is also a double-edged sword with high returns and high risks. Tragedy and comedy are staged in the stock market every day. Some people get rich overnight because of stocks, while others are poor because of stocks. Young people in their twenties should be brave enough to venture into the stock market and enrich their lives, but they should also adjust their mentality, be cautious and have patience and perseverance.
The meaning and characteristics of stock /68
Stock classification /69
The meaning of common stock and preferred stock /7 1
How to choose and buy and sell stocks /74
The best time to buy stocks /76
The best time to sell stocks /78
How to control the stock market risk /80
Jump out of the misunderstanding of stock investment /82
Chapter VI Fund Investment: The most worry-free way to make money in twenties.
Stock trading is very profitable, but the risk is high; The risk of saving is small, but the profit is very small. The advantages of stocks and savings are concentrated and complementary, forming the advantages of funds: small investment and large income. In addition, the fund is managed by a professional fund manager, which is simple and reliable. Therefore, the fund can be said to be a relatively stable, low-risk, worry-free and high-return investment method, and it is the first choice for young people in their twenties to manage their finances.
The meaning and classification of funds /86
Introduction to investment funds /88
How to choose a good fund management /90
How to accurately redeem the fund /93
How to optimize the fund portfolio /96
Investment funds can't be quick success and instant benefit /97
Investment funds should guard against risks /99
Matters needing attention in investment funds/102
Chapter VII Insurance Investment: the safest way to make money in your twenties.
Insurance is financial management, not consumption, but an investment that spends money to transfer risks. Risks are everywhere, all the time. Only by taking precautions can we prevent problems before they happen. Bank savings are the defenders of family financial management and can be used for emergency expenses; Bond can be called a midfielder, who can enter and defend; Stocks and real estate are Depth Charge, which will realize the rapid increase of wealth; Insurance is a powerful goalkeeper and plays an important role in risk management and family financial planning.
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Chapter VIII Real Estate Investment: The Most Affordable Way to Make Money in the 1920s
Chapter 9 Bank savings: the most reliable way to make money in your twenties
Chapter 10 bond investment: the least risky way to make money in your twenties
Chapter 11 foreign exchange investment: the way to make money in your twenties.
Chapter 12 gold investment: the most valuable way to make money in your twenties.
Chapter XIII Collection Investment: Being in your twenties is an elegant way to make money.
Chapter 14 Futures Investment: Ways to make money in your twenties.
Chapter 15 Venture Capital: the most challenging way to make money in your twenties.