Different banks and people of different ages need different management fees to deposit different amounts. There is no handling fee for students to deposit money, and there is no handling fee for ordinary banks to deposit 15 thousand Swiss francs. Otherwise, it usually ranges from five to ten Swiss francs a month. Fees for Swiss bank cards:

1, with a minimum deposit of USD 5,000/EUR/CHF (in any currency);

2. Account opening fee: 200 Swiss francs;

3. Annual account management fee: 250 Swiss francs/year;

4. Remittance and remittance fee: the principal is multiplied by 0. 125%, with a minimum of 50 Swiss francs and a maximum of 500 Swiss francs for 2-3 days;

5. The assistance service fee of Hong Kong Goldman Sachs Certified Public Accountants is 65,438 yuan+08,000 yuan. There are settlement accounts and savings accounts. There is no interest in the settlement account, and a small account management fee is charged. The savings account pays interest, and 20% interest tax is deducted.

Swiss bank accounts can also be divided into postal savings accounts and traditional accounts. The comparison is as follows:

Swiss bank postal account | Swiss bank traditional account

Account details | account details

Minimum deposit | No minimum balance required | 65,438+00,000 Swiss francs (converted into US dollars)

Account opening fee | 299 USD/2,500 RMB | 599 USD/5,000 RMB.

Currency type | US dollar, Canadian dollar, etc | Swiss franc, euro

Credit card/savings card | Savings card only | Credit card/savings card is supported

Online banking | Support | Support

Online securities trading | Not supported | Supported

Limited investment and diverse choices.

Remote account opening support

Credit card accounts in traditional accounts also have no deposit interest, but savings accounts have interest.

The interest rate of Swiss banks is not high, and its main advantage is tax exemption. Either you have the ability (linguistically) to communicate directly with banks, or you have very reliable managers to communicate with banks, otherwise how to manage them.

I. Conditions for an individual to apply for a Swiss bank card:

1. Everyone in Switzerland holds a residence permit. B. The minimum deposit for opening an account is 5,000 Swiss francs, and the residence permit is valid for 5 months.

2. 500 Swiss francs will be frozen after opening an account. If students want to continue to use this account after leaving Switzerland, there must be 65,438+10,000 Swiss francs in the account. Otherwise, the account must be cancelled and the bank will refund the deposit of 500 Swiss francs. No matter what nationality, if you hold a Swiss permanent residence permit C, you are the same as a Swiss.

Second, the Swiss bank account opening steps:

1. Fill in the account opening form and prepare the documents;

2. After completion, send a scanned copy to the bank by email to confirm the information;

3. After verification, express the account opening document to the bank (original or official certificate);

4. The bank will open an account within 3 to 5 days after receiving the documents;

5. The original account opening confirmation letter and all the original documents you sent by courier will be sent back to you by courier, and the electronic account opening confirmation letter will be sent to your mailbox;

6. According to your account information provided by the account opening confirmation letter, you can deposit it into an activation account of $5,000;

7. After the account is activated, the online banking will express it to you, and you can operate the remittance yourself and read the account information at any time.