2. Foreign exchange is divided into cash and cash. Note that the buying price of cash and cash is different (when you need to exchange foreign exchange for RMB, it will directly affect the amount of RMB). Simply put, cash is more valuable, and there is no need to pay conversion fee for remittance abroad (cash remittance requires additional conversion fee). If necessary, you can withdraw cash directly (generally not recommended, commission cash is not cash), so there are no special circumstances.
3, foreign exchange has interest, although it is very low at present, but it depends on the interest rate announced by the bank, only the Australian dollar is slightly higher.
There is no handling fee for buying cash and depositing it, because the bank account distinguishes the attributes of cash and cash. However, at present, foreign exchange control requires that each account can only deposit 5000 dollars worth of cash every day. If you have more money, you will be in trouble