If 1 is a well-known platform that can be used by many people and there are many company agents, then the accounts of this platform are generally the same, and it is basically determined to be exclusive accounts.
If you choose some small platforms to search online, there is basically no news, and you can understand that all the information on this platform is instilled in you by this company, then no one can be sure about the security of the remittance in this account. So the focus is not on the account, but on the popularity of the platform.
Of course, some small platforms are not used by many people, but they are also formal.