Dollars can be deposited in banks, and banks that support foreign exchange can. After they get it, they can change it into RMB or directly withdraw US dollars. At present, most areas in China support the opening of foreign currency savings accounts, including US dollars. However, this kind of savings account cannot be settled in consumption abroad, but only in China, and there are strict foreign exchange control measures. If you spend money abroad, you need to apply for a dual-currency credit card from the bank. 、

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Foreign exchange bank:

Foreign exchange banks are also called "exchange banks". Banks specializing in foreign exchange business and international settlement. Its main business is: dealing in foreign exchange trading and exchange, handling foreign trade settlement, providing foreign exchange credit and guarantee for domestic importers and exporters, and issuing securities abroad. This bank usually has many branches abroad. China Bank is a professional foreign exchange bank designated by the state.

Foreign exchange banks are usually commercial banks, which can be domestic banks specializing in foreign exchange, domestic banks concurrently engaged in foreign exchange business or branches of foreign banks in their own countries. Foreign exchange banks are the most important participants in the foreign exchange market, and their foreign exchange transactions constitute the main part of foreign exchange market activities.

Foreign exchange banks can be divided into three types: domestic banks specializing in or concurrently engaged in foreign exchange business; Branches of foreign commercial banks in China and Sino-foreign joint venture banks; Trust and investment companies, finance companies and other domestic financial institutions engaged in foreign exchange transactions.

Foreign exchange banks are the most important participants in the foreign exchange market. In the United States, more than a dozen large commercial banks located in new york and dozens of other major cities actually act as "market makers". Because they often buy and sell various currencies on a large scale in the foreign exchange market, the foreign exchange market can be formed and run smoothly.

In addition, the strength and seriousness of foreign exchange management laws and regulations implemented by designated foreign exchange banks in handling foreign exchange settlement and sale business will directly affect the smooth operation of the foreign exchange market and have a significant impact on the balance of payments. Therefore, on the one hand, the designated foreign exchange banks enhance their awareness of law-abiding and compliance, strengthen their internal management, and promote the healthy development of their foreign exchange business on the premise of compliance with laws and regulations; On the other hand, strengthening communication with the foreign exchange bureau is conducive to the further improvement of various foreign exchange management policies and regulations.