Section 1: When an enterprise handles cross-border RMB business for the first time, it needs to activate enterprise information in the RMB cross-border receipt and payment information management system. \x0d\\x0d\ operation flow \x0d\ 1. Prepare relevant materials. It mainly includes: (1) enterprise information table; (2) A copy of the business license; (3) Organization code certificate; (4) Other materials required by the People's Bank of China. \x0d\ 2。 Apply for business. Submit the above information to the bank. \x0d\ 3。 Complete information activation. After the bank has passed the examination, it will keep the enterprise information table and other materials, and activate the enterprise information in the RMB cross-border receipt and payment information management system. \x0d\ Precautions \x0d\ 1. Enterprises should provide true and effective information, and banks should completely input enterprise information into the RMB cross-border receipt and payment information management system. \x0d\ 2。 Enterprises need to register foreign or domestic direct investment compliance information when handling foreign direct investment in RMB business or foreign direct investment in RMB business. \x0d\ Section II Cross-border RMB settlement business under current account \x0d\ In order to further improve the efficiency of cross-border RMB settlement and facilitate banking financial institutions and enterprises to use RMB for cross-border settlement, on July 5, 20 13, the People's Bank of China issued the Notice on Simplifying Cross-border RMB Business Process and Improving Relevant Policies (Yinfa [2013] 65438. \x0d\ operation flow \x0d\ 1. Prepare relevant materials. It mainly includes: business vouchers or receipts and payments documents for cross-border RMB settlement \x0d\ 2. Submit a business application. Submit the above information to the bank. \x0d\ 3。 Banks handle relevant procedures for enterprises. After verifying the authenticity of the business, the bank will go through the relevant business procedures for the enterprise. \x0d\ Precautions \x0d\ 1. On the basis of the three principles of "know your customer", "know your business" and "due diligence", banks can directly handle cross-border settlement with business vouchers submitted by enterprises (except those listed in the key supervision list of RMB settlement enterprises for export goods trade) or cross-border RMB settlement receipts and payments documents. \x0d\ 2。 When enterprises on the key supervision list of RMB settlement enterprises for export goods trade handle cross-border RMB settlement business under current account, banks should strictly examine the authenticity of the business. \x0d\ 3。 Where an enterprise deposits the RMB funds obtained from the RMB settlement business of cross-border trade abroad, it shall provide its domestic settlement bank with information such as the amount of RMB funds deposited abroad, the opening bank, the purpose and the corresponding export declaration, and the domestic settlement bank shall submit the above information to the RMB cross-border receipt and payment information management system. The RMB funds obtained by key supervision enterprises in RMB settlement of export goods trade from RMB settlement of cross-border trade shall not be deposited abroad. \x0d\ Section III RMB settlement business for foreign direct investment \x0d\ Foreign investors' domestic investment in RMB belongs to cross-border RMB business under capital. \x0d\ process description \x0d\ 1. To set up a foreign-invested enterprise, a foreign investor must obtain the approval certificate of the foreign-invested enterprise from the competent commercial department, apply for the Business License of Enterprise as a Legal Person from the administrative department for industry and commerce, and then register the compliance information of domestic direct investment at the branch of the People's Bank of China where the enterprise is registered. \x0d\ If the basic information of a registered foreign-invested enterprise changes, such as its name, operating period, mode of capital contribution, partner and joint venture mode, or there are major changes, such as capital increase, capital reduction, equity transfer or replacement, merger or division, it shall report the above changes to the branch of the People's Bank of China where it is registered. \x0d\ 2。 After foreign investors submit the approval or filing documents of relevant state departments and other relevant materials to the bank, the bank should carefully examine them and log in to the RMB cross-border receipt and payment information management system to inquire about relevant information before handling the RMB settlement business of foreign direct investment. \x0d\ 3。 Foreign-invested enterprises apply for opening RMB bank settlement accounts by submitting business licenses and other materials to banks in accordance with the Measures for the Administration of RMB Bank Settlement Accounts and Other Bank Settlement Accounts. Foreign investors shall open a special deposit account for RMB capital in accordance with the principle of special account system, and the account shall not handle cash receipt and payment business. \x0d\ If an overseas investor merges a domestic enterprise with RMB to establish a foreign-invested enterprise, the Chinese shareholder of the merged domestic enterprise shall apply for opening a RMB M&A special deposit account in accordance with the Measures for the Administration of RMB Bank Settlement Accounts and other regulations on the administration of bank settlement accounts, which will be used exclusively for depositing RMB M&A funds remitted by the overseas investor, and the account will not handle cash receipts and payments. \x0d\ Section IV RMB settlement business of overseas direct investment \x0d\ RMB settlement business of overseas direct investment refers to the act of domestic institutions establishing or obtaining all or part of the ownership, control or management right of enterprises or projects abroad with the approval of the competent authorities of overseas direct investment. After obtaining the approval certificate from the competent department of overseas direct investment, domestic institutions can go to the People's Bank of China to register the compliance information of overseas direct investment, and then go to the bank to handle related business. \x0d\ process description \x0d\ 1. Domestic institutions have been approved by overseas direct investment authorities and issued overseas investment approval certificates. \x0d\ 2。 Domestic institutions go to the People's Bank of China to register the compliance information of foreign direct investment. \x0d\ 3。 Domestic institutions shall go through the formalities of remittance of preliminary expenses or registration of overseas direct investment at the foreign exchange bureau, and then go to the bank for remittance of RMB funds or remittance of preliminary expenses in RMB. \x0d\ 4。 Domestic institutions can directly handle the remittance and inflow procedures of RMB funds in the bank with the approval documents of the competent department of overseas direct investment because of the RMB income and expenditure of overseas investment enterprises such as capital increase, capital reduction, share conversion and liquidation.