The Measures for the Administration of Customer Identification and Transaction Records Preservation of Financial Institutions has corresponding provisions:

Article 29? Financial institutions shall keep customer identity information and transaction records according to the following time limits:

(1) Customer identity information shall be kept for at least 5 years from the year when the business relationship ends or the year when the one-time transaction is recorded.

(2) The transaction records shall be kept for at least 5 years from the year when the transaction is recorded.

Extended data:

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Relevant provisions of the Administrative Measures for Customer Identification and Transaction Records Preservation of Financial Institutions:

Article 55? Banking units should implement the regulatory requirements, choose the credit card interest rate collection method and corresponding preferential measures suitable for their own development according to the actual situation, but should clearly inform the credit card applicant (or cardholder) of relevant information to ensure that the applicant (or cardholder) can choose and decide whether to accept it according to his own wishes.

At least 3 days before the due repayment date of the credit card, remind the cardholder to repay by means of bills, text messages, emails, telephone calls or letters. Can provide a variety of bill statements for cardholders to choose and change, and can limit the number of changes.

Article 56? When the issuing bank provides the cardholder with service vouchers such as statements, it shall partially block the credit card number and shall not display the complete card number information. Except for the business vouchers printed by the bank counter for business.

Baidu Encyclopedia-Measures for the Administration of Customer Identification and Transaction Records Preservation of Financial Institutions