Most domestic banks stipulate that:

Personal business can be handled during working hours from Monday to Friday, or on weekends and holidays. Company business can only be handled during banking hours from Monday to Friday. If you want to handle company business, you can only go to the bank after the weekend.

Extended data:

1. Usually, banks are open from 9 am to 5 pm on weekdays.

There will be a break at noon, usually from 1 1:30 in the morning to 1: 00 in the evening.

During the lunch break, only some private business windows are opened, and the public business is suspended.

During the Spring Festival, Labor Day, National Day and other festivals or holidays, most bank staff have three days off, but a small number of staff will be on duty.

Some banks shorten their business hours on holidays. If you need to handle personal business on holidays, please contact the bank in advance and ask about the specific time.

Two, the banking business, that is, the business handled by the bank, there are many types:

1) according to the complexity of the salesman and the dependence on the outlets.

1, traditional business, including loans, foreign exchange trading, trade financing, etc. ;

2. Complex business, including derivative products, structured financing, leasing, etc.

2) According to the composition of the balance sheet

1. Liabilities: including deposits, loans and interbank business;

2. Assets business: including loans, securities investment and cash assets business;

3. Intermediary business: including trading business, clearing business, payment and settlement business, bank card business, agency business, custody business, guarantee business, commitment business, wealth management business, electronic banking business, etc.

Three. Banking business is mainly divided into three categories: liability business, asset business and intermediary business.

1. Debt business

It is mainly composed of self-owned funds, deposits and loans, of which deposits and loans are foreign investment absorption, interbank deposits, borrowing funds or issuing bonds. , also constitute bank liabilities.

Liabilities are debts that can be measured in money and will be repaid with assets or capital. Deposits and derivative deposits are the main liabilities of banks, accounting for more than 80% of the sources of funds. In addition, interbank deposits, borrowing funds or issuing bonds also constitute bank liabilities.

2. Asset business

Refers to the business of commercial banks using funds, that is, commercial banks lend or invest the absorbed funds to obtain income. The profitability of commercial banks depends largely on the results of the use of funds. The asset business of commercial banks generally consists of the following parts, of which loans and investments are the most important.

3. Intermediate business

It is a business in which banks do not need to use their own funds, but rely on the advantages of business, technology, institutions, reputation, talents, etc. as an intermediary to undertake payment and other entrusted matters for customers, provide various financial services and charge corresponding fees.

Banks do not need to occupy their own funds to operate intermediary business, which is based on the bank's asset-liability credit business and can promote the development and expansion of bank credit business.