Postal savings domestic and foreign currency time deposits in one pass is a special savings service that combines RMB and multiple foreign currency time deposits of different maturities into one passbook for management. This product provided by the Postal Savings Bank of China is particularly suitable for time deposits, including lump sum and fixed deposits. It allows customers to open multiple deposits in one passbook, and if they choose to automatically roll over upon maturity, the principal and interest will be automatically rolled over into time deposits of the same grade and term.

The interest rate calculation is based on the published interest rate on the day of deposit, and regardless of how the interest rate is adjusted, the interest is calculated in one go, without segmentation. For foreign currency deposits, interest is paid in the corresponding foreign currency, but when the customer needs to withdraw cash, the auxiliary currency part will be converted into RMB. If you need to withdraw foreign currency cash and remit it to a different place or abroad, you must follow the relevant regulations of the Administration of Foreign Exchange.

It is worth noting that due to the requirements for account classification management, it is recommended that the Postal Savings Bank and other commercial banks consider restoring the "card into one" current account service, that is, the passbook and bank card of the current account are regarded as the same account , rather than two independent carriers. This simplifies customer management and improves convenience. The above information comes from the official information of postal savings cards.