1, the settlement exchange rate generally refers to the settlement exchange rate. The competent financial department of the government generally distinguishes between different foreign exchange holders and foreign exchange sources, and gives different treatment methods to all foreign exchange settlement, partial foreign exchange settlement and all retention. The exchange rate is the ratio of foreign exchange to total foreign exchange income. The calculation formula is as follows: exchange rate = (foreign exchange settlement-total foreign exchange income) × 100%.
2. Exchange rate for purchasing foreign exchange: the exchange rate when purchasing foreign exchange in RMB. For example, if we want to buy foreign exchange of 6.5438+0 million USD, and the current spot exchange rate is 6.66, then we need to buy it with 6.66 million RMB.
3. Banknote settlement exchange rate: the exchange rate at which you sell cash to the bank. Buying foreign exchange is often a little higher than the exchange rate, and banks have to earn this difference. Extended data:
Domestic residents who travel abroad, visit relatives, study abroad, seek medical treatment, study abroad, train, work and settle down can apply to the bank for foreign exchange purchase. According to the latest policy, each person has an annual quota of US$ 50,000, and can purchase foreign exchange at one time or by stages within the annual quota. Citizens only need to verbally declare the purpose of purchasing foreign exchange, and they can directly handle it with their real identification. If it is necessary to purchase foreign exchange in excess, it is necessary to provide relevant authenticity certification materials for the excess part, and the total amount of foreign exchange purchased shall not exceed the amount marked on the certification materials.