1. Download the mobile banking APP of Postal Savings Bank on your mobile phone, enter your account number and password, and then click "Login";

2. After entering the home page of mobile banking, click "My" in the upper right corner;

3. After entering the Personal Center, click "Personal Settings" on the right;

4. In the personal setting interface, click "Mobile phone number transfer function switch";

5. In the switching interface of mobile phone number transfer function, the status will display "Off", and click "On";

6. After opening, authentication is required. Enter the transaction password and click OK to open the transfer function.

(Operating environment: Apple 12 mobile phone, ios 14 system, Postal Savings Bank version 7.0.3)

Banking business refers to the business handled by banks. According to the complexity of business and the dependence on outlets, banking business can be divided into traditional business and complex business. According to the composition of its balance sheet, banking business is mainly divided into three categories: liability business, asset business and intermediary business.

According to the complexity of business and the dependence on outlets, banking business can be divided into two parts: one part is traditional business, including general loans, simple foreign exchange trading and trade financing. , mainly supported by a large number of branch outlets and business volume. In addition, there are complex businesses, such as derivative products, structured financing, leasing, introducing strategic investors, mergers and acquisitions, etc. These are high-tech and high-profit business areas, which are not very dependent on the branch network.

According to the composition of its balance sheet, banking business is mainly divided into three categories: liability business, asset business and intermediary business.

Debt business is the business of commercial banks to form a source of funds, and it is an important basis for intermediary business and assets of commercial banks. The liability business of commercial banks is mainly composed of deposit business, loan business and interbank business. Liabilities are debts that can be measured in money and will be repaid with assets or capital.

Deposits and derivative deposits are the main liabilities of banks, accounting for more than 80% of the sources of funds. In addition, interbank deposits, borrowing funds or issuing bonds also constitute bank liabilities. Asset business is the business that commercial banks use funds, including loan business, securities investment business and cash asset business.

Intermediary business refers to the business that does not constitute on-balance-sheet assets and liabilities of commercial banks and generates non-interest income, including trading business, clearing business, payment and settlement business, bank card business, agency business, custody business, guarantee business, commitment business, wealth management business and electronic banking business.

The self-owned capital of a commercial bank refers to the capital of which it has ownership. It mainly includes share capital, provident fund and undistributed profit. Among them, the share capital is the share capital raised by issuing shares when the bank is established; Reserve capital, that is, provident fund, is mainly formed by after-tax profit commission to make up for operating losses; Undistributed profit refers to the part of operating profit that has not been withdrawn from the provident fund or handled according to the provisions of the financial system.

Among all sources of credit funds in commercial banks, self-owned funds account for a small proportion, generally accounting for 10% of the total debt business, but self-owned funds play a very important and irreplaceable role in the bank's business activities. It is the premise for commercial banks to carry out business and engage in banking business; Secondly, it is the material basis for the risk loss of bank assets and provides protection for bank creditors; Once again, it has become a material guarantee to improve the competitiveness of banks.