It is said that since July 1, the new etc reform policy in expressway has been implemented, and you can enjoy a 15% discount by taking the high-speed etc channel. Many car owners and friends want to get an etc credit card, among which ABC ETC credit card is more popular. Many people are not very clear about the level of ABC etc credit card, so they ask if ABC etc credit card is a gold card. Let's have a look.
Agricultural Bank of China has established exclusive credit cards for 22 provinces. The grades of etc credit cards of agricultural banks in different regions are different. Generally, they are gold cards, but in some areas, both gold and platinum cards are issued. Here is a list of the grades of 28 etc credit cards displayed on the official website of Agricultural Bank of China for your reference.
1. There are only 20 etc credit cards with gold card level, namely:
Shanxi Jintong ETC Credit Card, Jiangsu Sutong ETC Credit Card, Hebei Jitong ETC Credit Card, Qinghai Qingtong ETC Credit Card, Shandong Lutong ETC Credit Card, Jilin Jitong ETC Credit Card, Jiangxi Gantong ETC Credit Card, Beijing Sutong ETC Credit Card, Shaanxi Chexing Worry-Free ETC Credit Card, Tianjin Jintong ETC Credit Card, Anhui Traffic ETC Credit Card, Xiamen Mintong ETC Credit Card, Gansu Longtong ETC Credit Card, Qingdao Lutong ETC Credit Card, Guangdong Yuetong ETC Credit Card, Heilongjiang Longtong ETC Credit Card, Sichuan Shudaotong ETC Credit Card, Ningbo Tong Zhe ETC Credit Card, Zhejiang Tong Zhe ETC Credit Card and Liaoning Liaotong ETC Credit Card.
2. There are 8 etc credit cards that issue gold and platinum cards at the same time, namely:
Shenzhen Yuetong ETC Credit Card, Henan Yutong ETC Credit Card, Chongqing Yutong ETC Credit Card, Shanghai Hutong ETC Credit Card, Fujian Mintong ETC Credit Card, Hunan Xiangtong ETC Credit Card, Hubei Tongqu ETC Credit Card and Guizhou Qiantong ETC Credit Card.
It should be noted that the ABC etc credit card, whether it is a gold card or a platinum card, can be conditionally exempted from annual fees. The standard of annual fee is: free of annual fee in the first year, 5 times a year for gold card, 0/2 times a year for platinum card, and free of annual fee in the next year.
Why can't rural credit cards do ETC below 500 yuan?
When handling ETC, the staff should tell us that 500 yuan is equivalent to the deposit, which is lower than 500 yuan. It is only recommended that the card keep 500 yuan, so as not to cause arrears. If you feel bad, you can change your savings card. The CCB savings card can't meet the requirements of 500 yuan. RuralCreditCooperatives (rural credit cooperatives in English, rural credit cooperatives in Chinese) refers to the rural cooperative financial institutions established with the approval of the People's Bank of China, which are composed of members' shares, implement democratic management, and mainly provide financial services for members.
Using debit card to bind etc, according to the requirements of expressway Administration, this 500 yuan fund must be frozen, that is, it must be recycled, similar to the deposit. Since 500 yuan is frozen and cannot be used, and it can't be used to deduct high-speed fees at that time, there must be more debit cards than 500 yuan.
ETC electronic toll collection system is an automatic toll collection system for expressway or bridges. The vehicle-mounted electronic tag installed on the windshield of the vehicle communicates with the microwave antenna on ETC lane of the toll station in a special short distance, and the computer networking technology is used for background settlement with the bank, so that the vehicle can pay the expressway or bridge fee without stopping at expressway or the bridge toll station.
Rural credit cooperatives are independent enterprise legal persons, which are responsible for the debts of rural credit cooperatives with all their assets and enjoy civil rights according to law. Its property, legitimate rights and interests and business activities carried out according to law are protected by state laws. Its main task is to raise idle funds in rural areas and provide financial services for agriculture, farmers and rural economic development. In accordance with the provisions of national laws and financial policies, organize and standardize rural funds, support agricultural production and comprehensive rural development, support various forms of cooperative economy and family economy, and restrict and crack down.
The related requirements of ETC stipulate that:
1. expressway toll office has a special ETC toll channel. As long as the owner installs an induction card on the front windshield of the vehicle and pre-stores the fees, there is no need to pay or stop manually when passing through the toll booth, and the high-speed toll will be automatically deducted from the card, which can realize automatic charging.
2.ETC system uses automatic vehicle identification technology to complete wireless data communication between vehicles and toll stations, and carries out automatic vehicle identification and exchange of related charging data. By using computer network to process the charging data, a fully automatic electronic charging system can be realized without stopping or setting a charging window.
How to deal with rural credit cooperatives, etc
At present, all branches and outlets of the Agricultural Bank of China have fully carried out ETC-related business, and they can enjoy preferential activities such as 10% discount on national high-speed when handling ETC credit cards.
Electronic toll collection system (ETC) is the most advanced intelligent road and bridge toll collection method. When the vehicle passes through the toll station, OBU realizes vehicle identification, information writing and automatic deduction of the corresponding funds from the ETC card.
OBU is a vehicle-mounted electronic tag, which is installed on the front windshield of the user's car.
After handling ETC in expressway, customers can use ETC lane to realize fast toll collection without stopping. Expressway ETC advocates reducing the waiting time for cash payment, improving traffic efficiency and reducing exhaust emissions, which is more conducive to environmental protection travel.
Activity name: swipe ABC ETC credit card and get a 10% discount on national highway!
I. Activity time: 20 18 1 2008 10/0/2065438+June 30th.
Second, the activity target: ABC ETC credit card customers.
Three. Activity content: ETC credit card customers can get a 10% discount monthly ticket for ETC toll free of charge by registering and logging in the Pocket Bank of Agricultural Bank of China. When you collect it, you can enjoy a discount of as low as 10% for the ETC toll deduction in the current month, and set a preferential amount every month (see the activity rules for details). (Cardholders need to register at ABC's Pocket Bank, log in to the "Nearby" column of Pocket Bank, select a 10% discount monthly ticket for ETC tolls in "Recommended for You", and use an ETC credit card (activated) that binds ETC business and deducts tolls to enjoy the discount).
Remarks: The launch time of the event varies from province to city. Please consult your local outlets for details. Please click to view the details of the event.
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Can I apply for etc credit card at Agricultural Bank?
Many people in today's society have some financial problems and need to handle bank credit card turnover. To apply for etc credit card in Agricultural Bank, you need to bring the original and photocopy of your valid ID card and driver's license, and fill out a credit card application form to bind etc card. Under normal circumstances, it is acceptable for Agricultural Bank of China to handle ETC credit cards if there is no problem with credit information.
1. Can I go to Agricultural Bank to apply for etc credit card?
ABC's ETC bid can be handled through "ABC Credit Card" or "ETC Wallet" and cannot be handled repeatedly. To apply for ETC credit card of ABC, the handling personnel need to bring valid identity documents and the original and photocopy of driving license (the latest annual inspection page) to the local service outlets of ABC, and fill in the credit card application form according to the requirements of bank binding etc card. After receiving the card, use this card to spend twice, and get the etc installation equipment at the designated outlets with the pos slip. It should be noted that if the user already has a credit card and wants to apply for the etc function for free, he needs to apply for a new credit card and enjoy the credit line between the original card and the new card.
Second, the Agricultural Bank.
China Agricultural Bank is the abbreviation of China Agricultural Bank, and China Agricultural Bank, formerly known as Agricultural Cooperative Bank, is the first professional bank and state-owned commercial bank established in the new China period, and is also an important part of China's financial system, which is directly managed by the central government. The business scope of ABC mainly includes banking business, RMB business and foreign exchange business, in which banking business includes fund management and financial leasing, RMB business includes absorbing public deposits, domestic and foreign settlement and bill discount, and foreign exchange business includes foreign exchange deposits, foreign exchange loans and remittances.
To sum up, it is very important to apply for a credit card or loan. Usually, there must be no overdue problem, so as not to affect personal credit information and lead to the failure of credit card or loan processing.
China Agricultural Bank ETC credit card application conditions: enough owners.
For cardholders who need high speed, it is a good choice to run ABC ETC credit card, because the card types are relatively complete. Basically, all provinces and cities in China have exclusive ETC credit cards, as well as the national general version. Today, I will introduce the application conditions of ABC ETC credit card to you. If you meet the requirements, you can apply and apply.
China Agricultural Bank ETC credit card application conditions:
1. Applicant 18 years old or above, and provide valid personal identification documents;
2. If the owner or vehicle is in the name of an individual, provide driving license and compulsory insurance policy;
3. Additional financial certificates, such as real estate license, deposits of Agricultural Bank of China, financial management, etc. ;
4. Personal credit information is good and there is no bad record. If so, there is a great chance that the card application will be rejected.
Reminder, the above application conditions of ABC ETC credit card are for reference only, and whether to issue the card is subject to the bank's audit results. The criteria for ABC to review ETC credit cards in different regions may be different. The better the credit conditions, the higher the probability of issuing cards, but it cannot guarantee that 100% will be issued.
Some bank staff revealed that it is very helpful to apply for a card if you hold a debit card of the Agricultural Bank of China for more than half a year. In addition, after successfully submitting the ABC ETC credit card application, there may be 400 return visits. Be sure to answer it, just follow your answer and don't make mistakes.
How many times does ABC etc credit card spend free of annual fee? Pay attention to these matters.
To apply for the ABC etc credit card, you can enjoy the toll concession by taking the expressway, and many people have gone to apply for it. However, as a credit card, ABC etc credit card charges an annual fee. However, it is said that the annual fee can be waived if the number of credit card purchases is reached. So, how many times do ABC etc credit cards charge an annual fee? Let's have a look.
Friends who have learned about ABC's etc credit card should know that ABC's etc credit card has two levels: gold card and platinum card, depending on the issuance standards of each branch. Although the level of etc credit cards issued by different banks may be different, the annual fee standard is uniformly implemented according to the card level of Agricultural Bank of China.
The annual fee for the main gold card is 160 yuan, and the annual fee for the auxiliary card is 80 yuan; The annual fee for Platinum Card is 580 yuan every year, but it can be reduced by swiping it. Among them, the gold card is free of annual fee in the first year, and the annual fee in the next year is reduced after spending 5 times in the current year, and the annual fee in the first year is free for the platinum card, and the annual fee in the next year can be reduced after spending 12 times in the current year.
It is worth reminding that although ABC etc credit card can be used free of annual fee, cardholders should pay attention to the following rules, otherwise they will not be able to enjoy it:
1, all cards must be swiped within the annual fee settlement period. The annual fee cycle of ABC's credit card is calculated from the activation time of card opening, and the card opening date in the following year is one year.
2. The times of swiping the main card and the auxiliary card can be calculated separately, which shall be subject to the regulations of the local branch.
To sum up, ABC etc credit card has an annual fee, but the annual fee is not very expensive, which can be reduced by the number of swipes. If you don't know whether you have swiped enough times, you can call the 24-hour service hotline of Agricultural Bank of China's credit card to transfer the manual service, and ask the customer service to help you inquire.
This is the end of the introduction of rural credit card etc and rural commercial bank credit card etc. I wonder if you found the information you need from it?