1. At present, ICBC only provides personal accounts for foreign exchange trading, and buys first and then sells. Personal account foreign exchange trading business is provided by China Industrial and Commercial Bank for individual customers. It uses the form of only counting shares and not withdrawing actual foreign exchange to buy and sell a variety of foreign exchange investment trading products in RMB. (Not applicable to public customers)

2. For domestic and foreign individuals with full capacity for civil conduct, the risk assessment level must be one of balance, growth or enterprising; Customers whose suitability evaluation results are "suitable" can handle account foreign exchange business.

3. Personal foreign currency accounts are mainly divided into current accounts (including foreign exchange savings accounts and foreign exchange settlement accounts) and capital accounts (including special accounts for realizing domestic or overseas assets, special accounts for investment mergers and acquisitions, special accounts for special purpose companies, and accounts for upfront expenses of overseas investors).