Current location - Loan Platform Complete Network - Foreign exchange account opening - Is the Postal Savings Bank a regular bank?
Is the Postal Savings Bank a regular bank?
First, the Postal Savings Bank is a regular bank. Postal savings bank is a state-owned commercial bank and one of the six largest state-owned banks. It has nearly 40,000 outlets and serves more than 600 million individual customers. It aims at serving agriculture, rural areas and farmers, urban and rural residents and small and medium-sized enterprises, and is committed to providing services to the most dynamic customer groups in China's economic transformation, and accelerating the transformation to a new retail bank with data-driven, channel collaboration, wholesale and retail linkage and efficient operation. With excellent asset quality and remarkable growth potential, the Bank is a leading large-scale retail commercial bank in China.

Two. Introduction of Postal Savings Bank:

1. Labor service

(1) Investment and wealth management: wealth management, insurance, funds, precious metals, national debt, fund depository, asset management plan and personal product information inquiry platform.

(2) Credit card: credit card family photo, credit card installment, integral mall, credit card service and shortcut function.

(3) Debit cards and (deposits and loans): debit cards, personal deposits, credit services, foreign exchange, payment and settlement.

(4) Personal e-banking: personal mobile banking, personal online banking, telephone banking, self-service banking, WeChat banking and savings SMS service.

(5) VIP services: VIP cards and special services.

2. Corporate services

(1) account service: service standards and processes, convenient account opening, appointment processing, and bank confirmation letter.

(2) Products and services: corporate deposits, corporate credit, cross-border finance, domestic trade financing, bill business, cash management, corporate wealth management, custody business, investment banking, corporate settlement and fund depository.

(3) Enterprise e-banking: enterprise online banking, telephone banking, self-service banking and bank-enterprise direct connection.

(4) Value-added services: financial planning, business guide and interbank financing.

(5) Serving agriculture, countryside and farmers: postal easy loan-extremely fast loan, agricultural loan, political loan, industrial chain operation loan, commercial loan and agricultural professional cooperative loan.

(6) Small business credit products: e-mail loan-micro-e-loan, technology small business loan, general small business loan and characteristic small business loan.