At first, it may be the monthly salary balance and then deposit it in the card, and get the current interest every year. This interest and wealth growth is too slow to resist risks.

Then we need to adjust the distribution of money and invest in financial management. How can I find a financial management method that suits me? Here are some of my thoughts, hoping to help you:

First of all, the allocation of funds should ensure the proportion of saving money, emergency, daily consumption and financial management. Generally, 4: 3: 3 is more appropriate, depending on personal income and living consumption level.

The second is to make rules, that is, what is my downline, such as 100 yuan. If the loss reaches 60, I will leave. So, what is our upper limit, that is, what is our financial goal? For example, 65,438+000 yuan, I want to increase 30% to get 65,438+030, then the interval of 65,438+00% is the interval, how much can it be balanced. Only by clarifying your upper and lower limits can you not lose yourself in chasing up and down.

After allocating funds reasonably and setting goals, you can quickly try and make mistakes, aiming at various financial management methods in the market, such as stocks, funds and high-yield financial products of banks. In practice, while trying to optimize the scheme, you can slowly explore the financial management methods that you are good at controlling. This trial-and-error period is 1 ~ 2 years, and the short-term and long-term are carried out separately.

Finally, we should make a comprehensive and objective evaluation of our own funds: the advantages and disadvantages of principal, profit and loss and strategy. On the basis of data, we should choose a long-term and effective portfolio of investment and financial management, focus on a certain financial management field, learn more from the good ideas and methods of predecessors, and embark on a suitable financial management road.