1. If the payee and the remitter are not the same customer or joint account holder.

2. If the amount of RMB remitted from Hong Kong by the same remitter on the same day exceeds 80,000 yuan, the mainland bank shall return the corresponding amount of RMB to the remittance bank in Hong Kong, and shall not make an understanding payment for the payee. Due to the differences in business in individual regions, please contact the account opening bank of the collection account for details.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.