This is for individuals carrying more than 5,000 US dollars out of customs, and a foreign exchange carrying permit is required.
If you deposit money with UnionPay, it will be the same as withdrawing cash in the United States. The handling fee is not high.
You must declare when you leave China for more than 5,000 U.S. dollars, and when you enter the United States for more than 10,000 U.S. dollars. Hidden and not declared If discovered, there will be extremely serious consequences. The purpose of countries controlling cash flow is to prevent money laundering and drug trafficking, not to prevent you from spending money. So there is no need to bring this with you