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Why are foreign exchange deposits called merchants?
In order to ensure the stable flow of funds and the operation of the platform. So call the merchant first.

Before depositing money, the foreign exchange platform directly calls the trader's account through the payment channel, and then the trader transfers it to your own personal account. If you want to call other personal accounts now, it may be risky. The relationship between these personal accounts and the platform is hard to say clearly. If it is your own account, you can cooperate with the platform.