1. Shanghai Rural Commercial Bank (referred to as Shanghai Rural Commercial Bank) is a state-owned joint-stock commercial bank, which was established on August 25th, 2005. It is the first provincial joint-stock commercial bank based on rural credit cooperatives. Mainly engaged in deposit and loan business, domestic and foreign settlement business, credit investigation, consultation and witness business, agency payment, insurance agency business and other businesses approved by China Banking Regulatory Commission. On October 29th, 20021year1year, Shanghai Rural Commercial Bank announced that in the first three quarters of 20021year, Shanghai Rural Commercial Bank realized operating income of1865438+52 million yuan, up by 8.87% year-on-year. The net profit attributable to shareholders of the parent company was 7.668 billion yuan, a year-on-year increase of 265.438+0.66%; The asset scale increased by 5.62% from the end of last year to11163.28 million yuan.
2. Business scope: absorbing public deposits; Issue short-,medium-and long-term loans; Handle domestic and international settlement; Handle bill acceptance and discount; Acting as an agent to issue, honor and underwrite government bonds; Buying and selling government bonds and financial bonds; Engage in interbank lending; Engaged in bank card services; Foreign exchange deposit, foreign exchange loan, foreign exchange remittance, international settlement, foreign exchange interbank lending, credit investigation, consultation and witness business; Acting for payment and insurance agency business; Provide safe deposit box service; Other businesses approved by China Banking Regulatory Commission.
3. In order to solve the financing difficulties of small enterprises, support the development of small enterprises and find new business growth points, Shanghai Rural Commercial Bank sincerely launched small enterprise financial services that are suitable for the production and operation characteristics of small enterprises and integrate financing, settlement, wealth management and consulting. Different from the traditional financial service products of large and medium-sized enterprises, the financial service products of small enterprises are characterized by standardized application procedures, simple handling procedures and fast approval procedures. This series of products will fully meet the fast and convenient business processing needs of small enterprises.