50,000 can be transferred.

The transfer limits of China Merchants Bank mainly include the following:

1. If it is an ATM transfer, the daily transfer limit is 50,000 yuan, and you can apply for an increase at the counter.

2. If it is an online banking transfer, the single limit is 30,000 yuan and the single-day cumulative limit is 50,000 yuan.

3. If it is a mobile banking SMS verification code transfer, the maximum single-day limit is 200,000 yuan. Users can apply for face-scanning transfers to handle large transfers of 200,000-1,000,000 yuan.

The daily transfer limit of China Merchants Bank’s mobile banking is divided into two situations:

1. Electronic bank transfer (that is, the original SMS verification code transfer): up to 1 million/transfer, 5 million/ sky.

2. UKEY verification code transfer: 500,000/day.

Note:

1) The maximum single transaction in inter-bank real-time transfer mode is 50,000 yuan;

2) If the transfer fails and is returned, it will also occupy the day's transfer limit. .

3) If you open an account without an ID card (including a temporary ID card), the maximum limit for electronic bank transfer is 200,000/day.

There is no limit on the amount of money you can withdraw with China Merchants Bank Deposit Card at the counter. Large withdrawals require an appointment in advance. The maximum daily limit for withdrawals from ATMs is RMB 20,000.

The cash advance limit of a credit card is generally 50% of the credit limit (the cash advance limit of the youth version of the Young Card is 100% of the credit limit).

①The cumulative daily cash withdrawal limit for each card at domestic UnionLian Road ATMs is RMB 10,000; the cumulative daily cash advance amount for each overseas household shall not exceed the equivalent of US$1,000, and the cumulative monthly amount shall not exceed the equivalent of US$1,000. The credit card value is US$5,000, and the cumulative amount in 6 months does not exceed the equivalent value of US$10,000.

②The cumulative daily cash advance limit for the Financial Business Card ATM is RMB 20,000 (the daily cash withdrawal limit for the Wuhan Financial Business Card and Ruziniu Finance Business Card (regular card) is RMB 2,000).

③The daily limit for overdraft transfer cards includes mobile life, mobile banking (including PAD Bank), and customer service telephone voice systems. The cumulative overdraft transfer amount per card per day shall not exceed RMB 5,000. The daily accumulated amount per card of online banking (public version, professional version) shall not exceed RMB 2,000.

The credit card overdraft cash withdrawal limit is set according to the cardholder's card usage, and the maximum limit does not exceed 50% of the cardholder's credit limit. The daily ATM cash withdrawal limit per person per card is 2,000.

1. Cash withdrawal with domestic and foreign credit cards

If there is a UnionPay logo on a domestic credit card, it means that the card has joined the China UnionPay organization. Cardholders can withdraw cash at any ATM with the UnionPay logo< /p>

Overseas In addition to Hong Kong, Macao and Taiwan, there are many countries where the UnionPay system is not popular, so most overseas cash withdrawals need to go through the international card organization channel. This depends on whether the card you hold is an international card. It is easy to identify international cards by looking at whether there are logos of credit card organizations such as Visa or Master on the credit card in addition to UnionPay.

2. Credit card overdraft withdrawal

The limit of overdraft withdrawal is set according to the cardholder's card usage, and the maximum limit shall not exceed 50% of the cardholder's credit limit. One person per card ATM The daily cash withdrawal limit is 2,000. In addition to the cash withdrawal fees for credit card withdrawals, interest must be paid for overdraft withdrawals at home and abroad. Some banks can enjoy interest-free treatment.

Overpayment cash withdrawal is when the cardholder withdraws the funds stored in the card or the funds overpaid during repayment. Overpayment can automatically increase the available limit of the main card, but does not increase the available limit of the supplementary card. If there is a need to increase the available limit of an additional card, the cardholder should call the bank's telephone service hotline to apply.

3. Credit card cash withdrawal methods

Credit card cash withdrawals mainly include overdraft cash withdrawals and overdraft cash withdrawals. Overdraft cash withdrawals are small cash loans provided by banks to cardholders. Help cardholders flexibly allocate funds when they are in urgent need.

Cash withdrawal of overpayment refers to the funds that credit card customers overpaid when repaying or the funds deposited in the credit card account. A certain amount of handling fee is required to withdraw the overpayment. This amount can increase the available limit of the cardholder's credit card or be used directly for consumption repayment.

If there is an overpayment on the credit card, the overpayment will be deducted first, and then the credit limit will be deducted. If the overpayment is greater than the consumption amount, there will be no overdraft