Affirmative answer: Yes, overdue online loans will also affect the loans of brothers and sisters.

Description:

1. Credit information system: In China, the credit information system records personal credit information, including loan records and overdue conditions. Banks and financial institutions will check credit reports when approving loans.

2. Overdue record: If a person fails to repay the online loan within the time limit, this record will be recorded in the credit information system, which may reduce his credit rating. This record can be inquired by other financial institutions.

3. Affect the loans of brothers and sisters: When brothers and sisters jointly guarantee or apply for joint loans, banks or financial institutions will comprehensively consider the credit status of all guarantors. If one of them has a bad credit record, it may affect the result of the whole loan application.

Summary:

Overdue repayment of online loans will have a negative impact on credit records, which may further affect brothers and sisters' loan applications. It is recommended to repay the loan in time and maintain a good credit record.

Related promotional materials:

China's credit information system is managed by the People's Bank of China, and there are many credit information institutions in operation at present, such as the Credit Information Center of the People's Bank and the Credit Information Center of Baixing Bank. These institutions will collect personal credit information and provide it to financial institutions for risk assessment and credit approval. Failing to pay off debts within the time limit may lead to a decline in credit rating and affect future loan and credit card applications. Therefore, maintaining a good credit record is very important for personal financial activities.