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How to check credit

1, at present, the People's Bank of China credit center - personal credit information service platform has been open to customers across the country to use. Web link (the following process is for reference only)

Query steps:

(1) registration;

(2) open the UnionPay online payment function (at present, the online query is not chargeable, the purpose of this step is to verify the identity of the cardholder, which supports the bank's savings card or credit card in the page there are hints that China Merchants Bank only supports credit cards);

() (3) query: query, you can download to the desktop, is the form of PDF, as long as the computer is connected to a printer, you can print, and there is a watermark on the People's Bank of China.

2. In order to meet the needs of the majority of customers for a convenient query of the personal credit report, the Bank and the People's Bank of China Credit Center launched the query of the personal credit report through the professional version of the Internet banking. All customers of the Bank can inquire (the inquired card must be associated to the professional version through the counter, and printed out through the professional version is not stamped).

Menu Path: Professional Edition - One Card - Account Management - Personal Credit Report Inquiry

At present, only Professional Edition version 7.0 or above is open for inquiry, and customers of older versions can upgrade their clients for inquiry.

Note: Personal credit report inquiry, according to the People's Bank of China Credit Center requirements, is required to apply for a personal electronic certificate in order to query, such as the customer is the professional version of the code scanning login, the scenario is divided into two kinds of: one with a certificate, one without a certificate, only those with a certificate can be queried, such as no, you need to ask the customer to apply for a digital certificate, open the personal credit report query protocol, and then through the code scanning login in order to query. logging in order to query.

3. Some branches of the Bank provide credit inquiry machine services. If you need to go to the inquiry, please call the customer service hotline in advance to check the specific information of each service point.

(Response time: October 31, 2019, the latest business changes please refer to the official website of China Merchants Bank announced)