As a professional credit information agency, Limu Credit Information believes that the future development trend of China's personal credit information industry will develop in the following three points:

1. With the continuous improvement of the personal credit reporting policy system, the policies and laws of China's financial industry are accelerating in an all-round way. Since 20 13, the constant impact of internet innovation has made the laws and regulations of the credit reporting industry more urgent. 2065438+In June 2006, the Administrative Measures for Credit Information Business (Draft) was promulgated to further standardize the personal credit information market.

2. Mutual understanding of the diversity, speed, quantity and authenticity of big data on the Internet makes the collection of personal credit information extend to the Internet, mobile terminals and other channels to ensure the comprehensiveness and authenticity of the data. In addition, the use of it technology for deep data mining makes the credit results more popular and the application scenarios wider.

3. Standardize personal credit data, and the application scenarios will be wider. With the strong guidance of the government and the application of advanced technologies such as big data, personal credit information will gradually realize data standardization, the value-added development of social public data resources and the interactivity of industry platform data will continue to strengthen, and the application scenarios of personal credit information products will continue to expand, which will meet the various credit needs of individuals and society outside the traditional financial lending field.