In recent times, Zhejiang Cixi Agricultural and Commercial Bank has strengthened its docking cooperation with Cixi New Citizen Service Center, utilized the quantitative points system of the floating population, combined with the big data analysis model, and launched a personal revolving credit loan with the maximum amount of 200,000 yuan and the lowest interest rate of 4.8% per annum on the Zeli Loan platform - -He Mei - new citizens loan, in the expansion of the quantitative points application scene at the same time, the initial realization of the new citizens of small universal loans do not have to run once.