If you are sick, don't you have medical insurance to reimburse you for your treatment? If you don't, you can just buy a medical insurance policy, and you'll be fine, so why spend so much more money on a critical illness insurance policy?
Why buy critical illness insurance?
It's actually quite simple.
From the point of view of risk transfer, I very much recommend by the conditions of friends to buy a critical illness insurance. It's also called loss of income insurance, and it pays out a sum of money when you get an agreed illness, and the insurance company doesn't care how it's spent or how much it's spent.
You can use it to pay for medical bills, to pay off your mortgage, to pay for your children's upbringing and education, and so on.
Two, who needs to buy critical illness insurance?
1, the pillar of the family
If you are one of the income earners in the family, and have a greater responsibility for the family, then I suggest that you still need to take out critical illness insurance. In case you fall down one day, the money you get from the critical illness insurance will support your family for some time.
2, the family economic conditions of friends
Family economic conditions, even if there is a person with a serious illness, hundreds of thousands of dollars a year or even millions of dollars will not be too much impact on what, after all, the family can afford to pay.
And for the family economic conditions of the general friends, if unfortunately a serious illness, hundreds of thousands of dollars a year of medical costs, the pressure can be imagined. Therefore, we need critical illness insurance to help us transfer the risk of disease.
So, the more you have a family, the more you need critical illness insurance.
If you still want to know how to get the best value for money on critical illness insurance, click on this article to read it and find out the answer. How to buy critical illness insurance? Concentrator teaches you a few tricks!
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