Your total amount is enjoyed by * * * *, but the repayment amount cannot be enjoyed by * * * *. Because the total amount is in your top account, but your consumption amount is in your clearing account, each card has its own independent clearing account. So you returned the incorrect clearing account, and the money you owed has not been paid back, but there is an overflow deposit in another card. It is recommended that you transfer money before the final repayment date.