1, the name must have their own house (full payment, mortgage can be)

full payment can be handled directly, mortgage (can do two against)

2, check credit

understand the real credit situation, whether there is a late as well as the details of the debt, and then according to the specific circumstances, matching the appropriate bank loan products

3, evaluation

arrangement of evaluation company to the door of the evaluation, the more the value of the location, the more the value

4, the more the value of the home, the more the home can be used, the more the home can be used to make the home.

Arranging an appraisal company to carry out a home appraisal, the better the location the higher the value

4, prepare the information

Identity card, bank card, account book, real estate, proof of income, proof of the purpose of the loan

If you are a husband and wife, you need to provide the above information + marriage certificate

Note: The bank card (you need to be in the bank that is applying for loans)

5, sign the contract

6, wait for the loan

7, pay back on time

Be sure to remember to pay back the loan on time so as not to affect your credit history

Conditions needed to apply for the loan

1, age 18-65 years old

2, house (more than 40 square meters)

3, house age of 30 years

4, elevator, building can do

Product advantages

1, early repayment without default

2, can be the first interest after the principal, after the interest after the principal, equal principal interest

3, low interest (3.65%-4.5%)

4, high amount of assessment of 70% to 80% discount (a single maximum of 10 million)

5, short disbursement time 7-10 working days

1 year 3.65%, after interest after the principal;

10 years 4.3%, equal principal and interest;

Processing all kinds of loans from banks, second mortgages, renovation loans, personal credit loans, business credit loans, bridges, charge-offs, and many other products.