In fact, from the data of 290 million, the average person basically may not have the means to realize this wealth in their lifetime, we are in the bitter laugh, can flirt with their only remaining, we are again bitter or have a dream.

One is to cultivate diversified core competitiveness

In the era of industrial development, the greatest significance of capitalist socialized mass production for ordinary people is the extreme division of labor refinement, in the meticulous division of labor under each person is like a machine on the screws, to become subservient to the production of capital as part of the, however, we see that, with the arrival of the age of information and even the age of data, we more and more work is being replaced by big data, cloud computing, artificial intelligence and other high-tech.

Perhaps an ordinary job may be eliminated by technology in just a few years, which means that even if you are a specialized talent who specializes in a certain job, you may still become an outcast in the development of the times.

How much a person earns in the workplace is not really a matter of how much work he or she does, but more a matter of how much scarcity he or she possesses, and the more scarce that ability is, the more likely it is that he or she will earn a high income.

For example, even if you are a very good textile worker who can operate dozens of textile machines at the same time, or even if you have worked to the point of craftsmanship, possessing a level of work that is almost to the point of artistry, the probability of replacing you in your entirety is still very high under the operation of Internet computers.

But what if you have some unique abilities that are not easily replaced? For example, business negotiation ability, network building ability, content creation ability, if you have these diversified abilities, it will become your real core competitiveness.

Having these abilities, even if they don't allow you to keep moving up in the company, will give you the opportunity to be favored for higher-paying positions in other companies.

The second is to cultivate a sense of living within one's means

Has always been, both the government and the business sector are encouraging ordinary people to consume, it is true that the consumption of the economic growth of the significance of the great, but in the rising prices, income does not rise, or even fall today, and then go to the moonlight family is obviously a kind of behavior that is not wise.

On the one hand, it's not a good habit to give in to your own desires to consume without considering any moderation.

Because now all the businessmen are very familiar with a kind of motherly logic, that is, there are a lot of good things, then I will provide you with more good things, and the advanced information technology makes it very easy for us to get the information of the products.

The result is a serious mismatch between our incomes and our desires. On the one hand, our incomes follow the logic of linear or even general development, while on the other hand, our consumption desires are characterized by exponential growth.

And the extremely developed finance, but also gives you all kinds of over-consumption of credit, so many people therefore become card slaves, either credit card slaves, or ants chanting, Jingdong white bar slaves.

So for every working person, the most important thing you need to do at this stage is to learn to live within your means, to understand the disconnect, to reduce unnecessary consumption, and to increase your capital.

Three is to enhance the ability of capital appreciation

It can be said that in the first decade or so, real estate has become the main path of capital appreciation of the Chinese people, and a lot of the financial freedom of the people are relying on real estate to achieve financial freedom, but in the configuration of the national real estate control policy, and then want to rely on real estate to achieve the doubling of wealth and even financial freedom I am afraid that it is not a realistic behavior.

But, by enhancing the strength of capital appreciation, the realization of passive income is to a wise choice. This requires everyone to establish their own capital awareness as soon as possible, and learn to use capital to create wealth.

While investing may be a rich man's game, having little money doesn't mean you have to give up the cure. The logic of financial management is often a collection of capital plus time coupled with compound interest, which is the most basic logic of capital.

Faced with Hurun's wealth freedom threshold of 290 million, in addition to a bitter smile, we might as well start now.