One, the comprehensive score is not enough can also borrow money platform

In fact, each lender's application threshold is different, may use different criteria, so you take the same application materials in this institution was rejected, go to another platform may be able to succeed again, so you can change a few platforms to apply for, such as the following several several lower threshold of the borrowing platform

1, Any loan. Suning Financial's consumer installment platform, the maximum amount of 300,000 yuan, can be used on a revolving basis, the term can be in 5, 10, 15 period of free choice.

2, Gomez Easy Card. The borrowing amount is between 500 to 5000 yuan, no collateral guarantee, the fastest 3 minutes can be disbursed, the term of up to 12 months.

3, borrowing chant : interest: 0.8% / monthly interest rate; borrowing period: 6 months; borrowing amount: 500-50000 yuan, loan conditions: age of 18 years old and above, real-name authentication, face recognition, binding bank card.

4, malt loan Comprehensive score is not enough online loans: malt loan is a very fast small loan products, can provide two borrowing modes, the first very fast small loan amount is between 1000-2000 yuan, the daily rate of about three thousandths of a percent, the borrowing cycle of 10-45 days; the second credit installment of 3000-10000 yuan, support for 3-12 installments.

Second, what is the meaning of insufficient comprehensive score?

This is the most popular way of credit assessment, mainly based on the borrower's personal information, assets, credit, institutional consumption, etc. to calculate a score, the lending institutions will be set in advance of a passing line, if the borrower's composite score does not qualify, the borrower will be rejected on the grounds of "insufficient comprehensive score". The first is to make sure that you have a good understanding of what you are doing and what you are doing.

Comprehensive scores will refer to factors including housing (rental, mortgage, full payment, number of units, value), work (income, years of experience, unit, position), credit cards (bank, amount, consumer repayment status, number of cards), credit (overdue, credit history, number of inquiries), age, marital status, city and so on, it is very complex.

Insufficient comprehensive score, users can try to apply for other online loans. Different online loans have different vetting criteria, for example, if loan A is vetted as having an insufficient composite score, but the user can pass the loan vetting by applying loan B. Therefore, the user applies for a loan, if the prompt comprehensive score is insufficient, then you can try to apply for other loans, other loans have a certain chance to pass the audit.

And the user has been applying for a particular loan, or focusing on applying for a particular bank's loan, getting a rating of insufficient comprehensive score, and applying for a loan multiple times can't change the result of the audit