Cash withdrawals and transfers made before 8:00 and after 15:00 will arrive late, because the bank does not have a docking window to accept them during this period, and it will take 48 hours to arrive and within 72 hours to arrive. The best time for withdrawals and transfers is between 8:00 and 15:00. The funds will arrive within two hours. In fact, it will arrive within ten minutes. When withdrawing and transferring funds, the arrival time is already displayed on the interface. You may not have it. Look carefully and wait patiently. Alipay uses big data cloud computing and there will be no errors. If you choose the wrong time when transferring, it will only arrive late. The payment will arrive within 72 hours at the latest.