How much does it cost to keep a car? I believe that the vast number of old railways have a deep understanding. After owning a car, our life will become more colorful. On rainy days, shoes and bags need not be wet; 50 kilometers away, it is also close at hand; Even if you fire your boss one day, you can take your favorite people and pets and start a pilgrimage by car directly. Think about whether you are extremely excited inside.
However, owning a car costs a lot. In addition to buying a car, you have to face many expenses in the subsequent car use process, such as refueling, maintenance, insurance, depreciation and so on. In the three years after you bought a car, you may have spent money close to your car price, or even exceeded it! Don't believe it? Just do the math.
The use cost of vehicles can be roughly divided into two types, one is tangible cost and the other is intangible cost. Visible costs are the above-mentioned expenses such as refueling, maintenance, insurance and depreciation. Intangible cost is also the biggest automobile cost-depreciation expense. The superposition of the two is the conclusion we are going to draw today.
Considering that it will last for three years, we will predict the amount and proportion of the expenses of the following brands, help Laotie understand the use cost of different brands of vehicles, and budget the funds needed within three years after buying a car in advance.
Fuel cost: the fuel cost of using this car, because BMW models need to use 95 # gasoline. Take the average price of Beishangguang for nearly one year (official fuel consumption), and the total fuel cost for three years (60,000 kilometers).
Insurance/taxes: insurance premiums include compulsory insurance, car damage insurance, three types of insurance and deductible insurance.
Maintenance cost: the daily maintenance cost of the vehicle.
Depreciation expense: the cost of bare car when buying a vehicle minus the market price sold by the owner after three years of use (especially the price when the owner sells the car, not the price of used cars that are not sold) is the depreciation expense of the car.
Bmw brand
Starting with the luxury brand BMW, let's take a look at the cost analysis. According to big data, the three-year car cost of BMW brand mainstream models is about 55% of the bare car price. Taking BMW's two popular models, the 3 Series (20 17 320Li fashion model) and the 5 Series (20 17 525Li luxury design set), as examples, the use cost in three years is predicted.
There is no doubt that intangible depreciation expense is definitely the biggest cost. According to the forecast, it can be judged that the depreciation expense of BMW 3 Series accounts for the "big head" of the three-year car price, which is about 43% of the bare car price. 6%, the fuel cost accounts for about 24. 1%, and insurance/tax accounts for about 2 1. 4%, and the maintenance cost accounts for about 10. 9%。
In the three-year car cost, the depreciation expense of BMW 5 Series accounts for about 49% of the bare car price. 6%, and the fuel cost accounts for about 2 1. 6%, insurance/tax accounts for about 19. 8%, maintenance costs accounted for about 9%.
How much does it cost to keep a car? According to big data speculation, the total cost of using the BMW 3 Series for three years is about 15. 654.38+0.7 million yuan, with an average monthly cost of 4265.438+0.5 yuan, with an average cost of about 2 per kilometer. 53 yuan. Among them, depreciation expenses have accounted for nearly half. According to the market situation, the depreciation rate of BMW 3 Series is 10% in the first year and 25% in the third year. 3%, the three-year depreciation cost is nearly 70,000 yuan. The more luxurious BMW 5 Series costs more for three years, reaching 2 1. 220,000 yuan, the average monthly cost is 5,895 yuan, and the average cost per kilometer is about 3. 54 yuan. This price is enough to buy a medium-sized car. The depreciation rate in the first year is 1 1. 2%, the depreciation rate in the third year is 26%, and its three-year depreciation expense has exceeded 65,438+10,000.
Of course, fuel maintenance is also a big expense. Therefore, if you want to start a luxury middle class, look at the cost first and then consider whether to start.
Toyota brand
The three-year fare of mainstream models of Toyota brand accounts for about 57% of the bare car price. Although it accounts for a larger proportion, due to the price advantage of the vehicle itself, the cost of using the car is actually much lower than that of luxury brand models.
In the three-year fare, Corolla (Corolla 20 17) was changed to 1. The depreciation expense of 2T CVT GL is about 39% of the bare car price. 4%, and the fuel cost accounts for about 35. 3%, insurance/tax accounts for about 265,438+0%, and maintenance costs account for about 4. 3%。
In the three-year car cost, Highlander (Highlander 20 17 2. The depreciation charge is about 46% of the bare car price. 4%, the fuel cost accounts for about 32. 1%, and insurance/tax accounts for about 17. 2%, maintenance costs accounted for about 4. 4%。
According to the forecast, the total cost of using Corolla in three years is about 7. 890,000 yuan, the average monthly cost is about 2 192 yuan, and the average cost per kilometer is about 1. 32 yuan. The total cost of Highlander for three years is about 14. 400,000 yuan, the average monthly cost is about 40 1 1 yuan, and the average cost per kilometer is about 2. 4 1 yuan.
How much does it cost to keep a car?
Corolla's depreciation rate in the first year 14. 37%, the depreciation rate in the third year is 29. 6%。 The depreciation rate of Highlander in the first year is 5. 72%, the depreciation rate in the third year is 22. 6%。 Careful old iron should see that the higher the price, the greater the depreciation rate of Toyota brand. This is largely related to factors such as the market environment. After all, the price of Toyota's high-end SUV used cars in China is very strong, such as Prada and Highlander.
Geely brand
Finally, talk about Geely brand. The three-year fare of mainstream models of Geely brand accounts for about 1 13% of the bare car price. The proportion is exaggerated, but it is not as terrible as imagined.
In the three-year car cost, Emgrand (Emgrand 20 17 sedan 1. The depreciation expense of 5L manual version is about 4 1 of the bare car price. 8%, and the fuel cost accounts for about 32. 7%, insurance/tax accounts for about 19. 4%, maintenance costs accounted for about 6. 1%。
Car expenses for three years, Job (Job 20 16 model 1. The depreciation expense of 8TD Auto Smart Zun is about 50% of the bare car price. 8%, and the fuel cost accounts for about 28. 9%, insurance/tax accounts for about 16%, and maintenance costs account for about 4. 3%。
According to the forecast, the total cost of using Emgrand for three years is about 8. 980 thousand yuan, the average monthly cost is about 2494 yuan, and the average cost per kilometer is about 1. 5 yuan. The depreciation rate of Emgrand in the first year is 2 1. 6%, the depreciation rate in the third year is 37. 3%。 The total cost of job's use for three years is about 10. 070 thousand yuan, the average monthly cost is about 3763 yuan, and the average cost per kilometer is about 2. 26 yuan. The depreciation rate for the first year is 30. 5%, and the depreciation rate in the third year is 44. 4%。
Compared with joint venture brands, the low rate of self-owned brand models is also the reason for the high total use cost. However, if you don't consider selling cars, the cost performance of self-owned brand models in China is still very high, and you can buy the driving texture of comparable leapfrog joint venture brand models at a lower price, which is still cost-effective. Of course, if you consider selling a car, the depreciation rate may give you a headache.
The above is the three-year car cost forecast report of three mainstream models of different brands, excluding accident maintenance compensation and parking fees. For the reference of the old railway only, don't sit in the right place. You should buy a car or buy it. It is the most important thing to buy one that suits you. If you have any supplements, please leave a message.