I. Query point query: According to the "Financial Credit Information Basic Database in Person Credit Report Query Business Regulations" (Bank Credit Center [2013] No. 97): individuals querying the nearest People's Bank of China for a credit report should provide the original of their valid ID for inspection, while filling out the "Application Form for In-Person Querying of Individual Credit Report" and leaving a copy of the valid ID for For checking.
Two, online query: through the People's Bank of China Credit Information Center personal credit information service platform of the official website for user registration; and then submit a personal credit report query application, the next day you can get the results of the query and the electronic version of the report.
Three, the People's Bank of China credit reporting system for personal credit report there are three main versions, containing different information, respectively:
1, personal version: for consumers to understand their credit status, mainly shows the information subject of the credit information and public **** information, etc.. Including personal version and personal detailed version.
2, bank version: mainly for commercial banks to inquire, in the credit transaction information, the report does not display the name of the lending bank or credit-granting institution other than the inquiring institution, the purpose is to protect commercial secrets and maintain fair competition.
3. Social version: for consumers to open stock index futures accounts, this version displays your credit summary information, mainly including your personal license record, administrative rewards and penalties, court litigation and enforcement records, records of tax arrears, social insurance records, housing provident fund records, as well as credit transaction records.