Social security every month to pay the cost is based on the proportion of contributions, social security need to pay a cumulative total of 15 years before you can enjoy social security benefits after the statutory retirement age. If there is a unit, even if the payment of 15 years, but the employee has not yet retired, the enterprise must continue to pay until retirement; personal payment of social security, then, can be stopped, can also continue to pay. According to the local policy, it is better to continue to pay, pension insurance is to follow the principle of "pay more, get more", the higher the contribution base, the longer the period of time, the more pension you will receive when you retire. For more detailed explanations about social security issues, click to read "social security card hides so many secrets, don't say I didn't tell you!

The ratio of social security contributions is as follows:

1. The ratio of pension insurance contributions: the unit pays 21% (all of which is allocated to the general fund), and the individual employee pays 8% (all of which is allocated to the personal account).

2, medical insurance contribution ratio: the unit pays 9%, the individual employee pays 2% + 3 yuan.

3. Unemployment insurance contribution rate: the unit pays 2%, and the individual employee pays 1%.

4. Workers' compensation insurance contribution ratio: the unit pays 0.5% per month, the individual employee does not contribute, the rate of workers' compensation insurance is determined according to the scope of the industry in which the unit is classified, between 0.5% and 2%.

5. Maternity insurance contribution rate: the unit pays 1% on a monthly basis, and the individual employee does not contribute.

Social security can provide a limited level of protection, it is recommended to strengthen the protection through commercial insurance. The purchase of commercial insurance can go to the milkman insurance consulting, milkman insurance to the big data model as the entry point, to provide users with strictly selected and customized insurance services, users can be in the milkman insurance platform for one-on-one insurance consulting and other full-process services.