1. Guorong Dingxin Bank requires the lender to hold a legal household register (not limited to the city), ID card or business license, proof of legal representative or legal residence permit or passport, and to purchase a commercial house from the bank's designated developer in the city.

2, and then repay the lender in the bank need to open a deposit account, and deposit balance of not less than 30% of the amount of the proposed purchase of housing.

3, the lender should have a valid purchase contract, agreement and other supporting documents.

4. The lender must agree to mortgage the housing property under the purchase contract.

5. Finally the lender has to be willing to fulfill all the terms and conditions of the loan contract in order to grant the business of the loan.