If I deposit 1 million yuan in a three-year certificate of deposit with China Construction Bank, can I live off the interest? China Construction Bank deposits 10,000 yuan on a regular basis

If I deposit 1 million yuan in a three-year certificate of deposit with China Construction Bank, can I live off the interest? China Construction Bank deposits 10,000 yuan regularly

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If I deposit 1 million yuan in a three-year certificate of deposit with China Construction Bank, can I live off the interest? China Construction Bank deposits 10,000 yuan on a regular basis

From: Internet Date: 2022-04-30

If you want to live on interest, for a family of three, if you don’t count If housing loan and car loan are only counted as daily expenses, in a third-tier small city like ours, it will cost at least about 3,000 yuan a month, and it is just enough to feed and clothe ourselves. If we use this as a standard, our annual income must be at least 36,000 yuan. Yuan and above. If in addition to food and clothing, we also need to consider normal human expenses, occasional entertainment, and gas expenses, it will cost at least 4,000 yuan to 5,000 yuan a month. According to this standard, the annual income must be at least 48,000 yuan. Only then. So back to the topic, if you deposit 1 million yuan in a three-year large-denomination certificate of deposit in China Construction Bank, you can survive only on interest. According to the two standards of 36,000 yuan and 48,000 yuan, the annual interest rate of the former must be above 3.6%, while the latter requires a higher Above 4.8%, judging from the current interest rates of China Construction Bank, the former is barely high enough, while the latter is worse. PS: You must choose the method of depositing principal and collecting interest. Otherwise, if you pay both principal and interest when due, there will usually be no other income and you will not even be able to make ends meet. According to the current CCB large-denomination certificate of deposit interest rate, the three-year monthly interest rate is 3.85%, that is, 1 million yuan can earn 38,500 yuan in interest income per year, and 3208.33 yuan (38,500/12) yuan per month. Among China Construction Bank's large-denomination certificates of deposit, there are currently three products that can pay monthly interest. 1 million yuan in cash can meet the minimum purchase standard. The interest rates of these three products are 3.7%, 4% and 4.125% respectively. Compared with the previous From the conclusion, it can be seen that 1 million yuan can only live on interest, which is barely enough for food and clothing. If you want to pursue a quality life, the interest rate of 4.125% is far from meeting the requirements. It will definitely not work if you do not eat the principal, so Don't have this idea of ??riding a donkey to find a donkey. Spend the 1 million yuan as you should, life is important.

The three-year large order of China Construction Bank is generally 3.85, but the policies of each local bank are different, and the interest rate can reach 4.1 to 4.2, and it is not always available.

The latest national official website lump sum interest rates of China Construction Bank are as follows: current interest rate is 0.3%; three-month interest rate is 1.35%, six-month interest rate is 1.55%, and one-year interest rate is 1.75 %, the two-year interest rate is 2.25%, the three-year interest rate is 2.75%, and the five-year interest rate is 2.75%. The time deposit interest rates of China Construction Bank may be different in different cities. The deposit interest rates of each city in Beijing, Shanghai, Guangzhou and Shenzhen are different. For example, the Guangzhou area has the lowest deposit interest rates of various terms. It is recommended that you consult the following local actual deposit interest rates before making a deposit. This answer is provided by Youqianhua, which is a credit service brand under Duxiaoman Financial (formerly Baidu Finance). It provides personal consumer credit services to the public and creates an innovative consumer credit model. Youqianhua uses artificial intelligence and big data risk control technology to provide users with convenient, fast and secure Internet credit services.

Click below on the mobile phone to measure the amount immediately. The maximum borrowing amount is 200,000.

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If you deposit 1 million yuan in a three-year large-denomination certificate of deposit in China Construction Bank, can you live on the interest? ?-: Hello, there is no interest, the interest is calculated monthly or annually

If you deposit one million yuan in the bank for three years, what is the monthly interest?-: 1 million yuan exists The bank is a certificate of deposit, with an annual interest rate of about 4%. The annual income is about 40,000 yuan, and the monthly income is about 3,500 yuan.

What card can China Construction Bank give you if you deposit 1 million for 3 years? ?: It should be able to give you 200,000 yuan, and Obai usually gives a maximum of 200,000 yuan. You can try to apply for a diamond card or something, but it will cost an annual fee

How much is the interest for depositing 1 million yuan in the bank for three years? ?-: The 3-year regular interest rate is 2.75%, so the interest for 1 million deposited for 3 years is: 1,000,000*2.75%*3=82,500 yuan. If it is a large-denomination certificate of deposit, the three-year large-denomination certificate of deposit interest rate is 3.85% To calculate, the interest is 1000000*3*3.85%=1...

How much will it cost to deposit one million in the bank for three years according to the current interest rate -: ICBC time deposit after October 24, 2015 The annual interest rate for three years is; 3.3% 1000000*3*3.3% = 99,000 yuan. The interest available at maturity is; 99,000 yuan.

How much is the three-year dead interest rate for a million deposited in the bank -: Currently China Merchants Bank 3 The annual interest rate on the annual lump sum deposit is 2.75%. The interest earned after depositing 1 million yuan for 3 years is 82,500 yuan. Interest = principal * annual interest rate * 3.

Deposit 1 million yuan in the bank for three years .What is the most cost-effective way to save? (The interest rates for 1 to 3 years are 3%, 3.5%, and 4% respectively) How to calculate it? Why do I press the order -: Remember this: interest = principal * interest rate * term 1 million yuan Interest on direct deposit for three years = 1,000,000*4%*3 = 120,000 yuan. Interest on regular deposit for one year and two rollovers = 1,000,000*(1+3%)^3-1,000,000 = 92,727 yuan for regular deposit and rollover for one year. The interest of depositing for two years on a fixed term is the same as depositing on a fixed term for two years and then transferring to a fixed term for one year. They are both: =1000000*(1+3%)*(1+3.5%*2)-1000000=102100 yuan. You can see it, or directly. The interest rate for a three-year fixed deposit is the highest.

A person deposits a three-year deposit of 1 million yuan in a bank. If the annual interest rate of a three-year fixed deposit is 4%, please use simple interest and compound interest? -: Single Interest, the sum of principal and interest in 3 years = 100 (1+3*0.04) = 1.12 million. Compound interest, the sum of principal and interest in 3 years = 100 (1+0.04/2)^6 = 1.12616 million.

Who can tell I put 1 million in a fixed deposit in the bank for 3 years. If I withdraw it before it matures, how much money will I have and how much will the interest be? -: The interest is calculated based on the current period! There should be a gross profit of 3,600 yuan, and tax will be deducted. , it is estimated that you will get about 3,000, so if you have a lot of money, it is best to deposit it separately, so that it is convenient if you need it urgently

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