A lender who wants to check his provident fund loan amount can do so through the local provident fund management center. Generally speaking, the accuracy of the official check is higher (the data is for reference only), because the provident fund management center will not only look at your loan qualification from one aspect, but also examine your income and credit from another aspect.

Specifically, the query, in Chengdu, for example:

1. The first step is to open any browser (Baidu, Sohu, Quark, 360), etc., and log in to the official website of the provident fund management center in that place (search for Chengdu Housing Provident Fund Management Center on the Internet)

2. The second step is to log in to your account, and then enter the password of your own account, and then you can query the personal s provident fund contributions and balance.

3. The third step is to click on the page to go back to the home page of the Provident Fund Management Center, where there is a "Loan Calculator" under the "Services for the Public" section, which we click on to enter.

4. The fourth step, we fill in the appropriate mortgage and provident fund information, click on "query".

5. At the bottom, the results will be returned and we can see how much we can borrow from our CPF. Although Chengdu as an example, but other cities in the query are similar Oh, can be through the local housing provident fund management center's official website for query.

The conditions of the provident fund loan:

1, the lender needs to have the city's urban permanent residence or a valid residence status;

2, from the date of application forward projection, the continuous full payment of housing provident fund for more than 12 months (husband and wife are contributing to the provident fund only allows a person to loan);

3, need to have a law in line with the provisions of the purchase of housing, housing construction, overhauling the owner of the housing Housing contract (agreement) and related materials;

4, a certain percentage of self-financing. Purchase of commercial housing, affordable housing, self-financing not less than 20% of the total house price (the purchase of second-hand housing or building, overhaul of housing, self-financing not less than 30% of the total house price);

5, the lender has a stable economic income, the ability to repay the loan principal and interest (issued by the unit of the monthly income certificate);

6, agreed to buy the housing or own housing or third-party housing with full property rights to do The housing purchased or own housing with full property rights or the third person's housing as a mortgage, or with securities recognized by the lending bank, bank term deposit certificates for pledge, or by the lending bank recognized by the legal person, organization or the third person to provide a guarantee.

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