To get your credit score back, you have to solve all the problems that led to the lack of credit score. For example, if you find that you are late with your credit payments, you must pay them off, and then you need to be patient and take the time to build up a good record, so that the new good record will gradually cover the old bad record, and then your creditworthiness will slowly improve, and your overall credit score will also rise.

Also, if you find that your credit score (big data) has become "spent" because of too many borrowing records, and you have multiple borrowing cases, then it is recommended that you do not apply for credit products for the time being, and at least keep it for three months, and when the three months are over, your credit score (big data) will be "spent". "The situation has improved, but also help to help credit comprehensive score recovery.

Of course, if there are more outstanding credit products under your name, you can also take advantage of this three-month period to pay them off (or try to pay some more) to reduce your personal indebtedness, which will also help your credit composite score improve.

Just look at: Xiaoqi Xincha. Click on the query, enter the information can be queried to their credit data, query to their own personal credit situation, net black index score, blacklist situation, online loan application records, application platform type, whether overdue, overdue amount, credit card and online loan credit estimate amount and other important data information, and so on.

Expanded Information:

How do I check my overall credit score?

The composite score of a credit card cannot be checked. Each bank has different scoring criteria. It is possible for an applicant to experience an insufficient composite score at one bank, apply for a credit card at another bank with the same information, and get a gold card. In addition, some bank card approval authority in the head office, and some in the local branch, the local soil policy is to create a comprehensive credit card scoring rules unpredictable.

Because credit guidelines and scoring criteria are internal bank working secrets, factors involving risk cannot be released to the public. Personal credit rating refers to the bank's credit rating of you when you apply for a loan from the bank, this rating is the standard of each bank is different, the People's Bank of China to check your personal credit report, if your credit is better, that is, there has not been overdue.

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