1. Now many online lending platforms have realized the information **** enjoyment. After the loan is not paid back, the network black will be completely blocked by the entire online lending industry. In the future, when the network black need to borrow again, there is bound to be nowhere to borrow. In addition, the personal information of cybercriminals may also be published on the website, which will bring great damage to their reputation.

2. Generally speaking, online lending platforms will call debtors to collect money. For some irregular online lending platforms, they may send some people to collect debts. This will have a great impact on the normal life of the debtor and his family, and even cause personal injury.

3. Once the lending platform takes legal action to bring the defaulting cybercriminals to court, the cybercriminals may be put on the list of defaulters by the court. After the cybercriminals are on the list of defaulters, their daily lives will be greatly restricted, including the inability to take airplanes, enter and leave high-grade places of consumption and so on.

4. Internet black loans will also be condemned by public opinion. As the saying goes, there is no fire in the paper, and it is inevitable that people around you will know about the online black loans not being repaid. At that time, the cybercriminals will become the object of discussion and contempt, and later life will be more difficult.