It will. A 100,000 loan on Changsha Bank Happy Seconds Loan will be reflected on credit, and any formal borrowing and lending will be recorded on credit. The bank's happy second loan is based on big data information, the use of matching traveler information to analyze the authorization of credit limit, which medical insurance card customers, payroll customers, social security card customers are included in the "white list", with the expansion of the data system, the volume of the white list will also continue to expand.