360 lending is relying on the 360 Group's advanced Internet security technology and big data technology to launch credit products, by many borrowers welcome. There are netizens who borrowed money because of various reasons can not pay, want to know 360 lent will not be on the credit, small make up for everyone to make answers.

360 lending will not be credit?

360 lending is not still definitely on the credit. If you don't return the money you owe in time, even if you do, the overdue record will be eliminated only after five years from the date of repayment. And if you never return the money you owe, this late record will always be there, and the penalty interest rate will roll higher and higher.

360 Loan is provided by Fuzhou Three Six Zero Network Microfinance Co. As a legally operated credit platform, 360 Loan will report the customer's borrowing status to the credit system in accordance with the relevant regulations of the credit industry. If you don't return the money you borrowed from 360 Loan, the uploaded late record will have an adverse effect on your future loans, going abroad, children's schooling and other behaviors, so it is recommended that you pay back the money on time.

After 360 Borrowing is overdue on credit, there will be a bad credit record of overdue in the credit, which is usually retained between 5 years, and the overdue record will be automatically deleted after 5 years. However, after 5 years of late records can be automatically deleted refers to the late records have been paid off, if the late record has existed for 5 years, but the debt is not paid off, then it will continue to stay.