A. Why does a Jinshang consumer finance keep sending me text messages?
This depends on whether your cell phone for the contract cell phone business, it may be for this kind of business will be prompted
Two, why a jinshang consumer finance has been sending me text messages?
I received it from December 11th, one every day, and I always thought it was that message, but I also called the police on 110, and no one cared. Until yesterday I played 10086 complaints, I just know is being set up, is 18 years in the mobile business hall, said my monthly consumption of more than 200, you can get a free cell phone, so this way confused to receive a cell phone, before the card every month to deduct 129 yuan, that cell phone has not been used, has not been remembered this matter. The card is no longer available, the last five days always received such a message. So that we should be careful not to be fooled by the loan in the future. I am now looking for how to pay off this money at once, a cell phone is only 900 like, at that time also did not consider, on the collar, this kind of calculation, in fact, is with 3096 bought a 950 Huawei machine. The main thing is that the mobile salesman is also too pitiful, digging a pit for us to jump into.
Three, why a jinshang consumer finance has been sending me text messages?
I received it from December 11th, one every day, and I always thought it was that message, and also called 110 police, but no one cared. Until yesterday I played 10086 complaints, I just know is being set up, is 18 years in the mobile business hall, said my monthly consumption of more than 200, you can get a free cell phone, so this way confused to receive a cell phone, before the card every month to deduct 129 yuan, that cell phone has not been used, has not been remembered this matter. The card is no longer available, the last five days always received such a message. So that we should be careful not to be fooled by the loan in the future. I am now looking for how to pay off this money at once, a cell phone is only 900 like, at that time also did not consider, on the collar, this kind of calculation, in fact, is with 3096 bought a 950 Huawei machine. The main thing is that the mobile salesman is also too pitched, digging a pit for us to jump into.
Extended knowledge:
Finance (Finance, Finaunce) is the economic activity in which market participants utilize financial instruments to flow funds from the surplus side of the funds to the scarce side of the funds.
Finance is the general term for the financing of monetary funds. Mainly refers to a variety of activities related to the circulation of money and banking credit. The main content includes: the issuance of currency, put, circulation and back; all kinds of deposit absorption and withdrawal; the issuance and recovery of loans; bank accounting, cashier, transfer, settlement, insurance, investment, trust, leasing, exchange, discounting, mortgages, securities trading and international trade and non-trade settlements, gold and silver buying and selling, exporting, importing and so on.
Finance is the money itself as the business objective, the purpose of monetary financing through the monetary value-added economic activities, including banks as the center of the indirect investment and financing and investment banks as the center of the direct investment and financing in two forms.
Four, why will I receive SMS notification from consumer finance?
I. Positive Answers
If a user has registered for a consumer finance account, the consumer finance may from time to time push advertising SMS to guide the user to apply for a loan.
Two, specific analysis
And the user has applied for a loan from the consumer finance, in addition to receiving advertisement text messages, they will also receive text messages reminding them to pay back the loan, and in the state of being overdue, they will also receive text messages of collection.
So users are likely to receive SMS messages as long as they have registered for a consumer finance account.
Users who feel that the SMS will affect their daily life can choose to block the SMS or just cancel the consumer finance account.
Now there are a lot of online loan big data system that can provide online loan record query, you can look up: bei tip speed check. You can check the online loan application record, the type of application platform, whether it is overdue, the amount of overdue, credit card and online loan credit estimate amount and other important data information.
Three, CCB consumer loans deposited into a special account can withdraw cash?
CBD's consumer loans can withdraw cash, the key is to see whether the loan support this function, if the consumer loans deposited in the special account, and support the lender to withdraw cash, then you can withdraw the loan, if the loan can not withdraw cash, only in the specific consumer scenarios can be used, then the amount can not be withdrawn.
Banks have some restrictions on the use of consumer loans, which can only be used within the scope of the contract. If the borrower privately misappropriates the consumer loan, and uses the loan for investment or other areas, the bank may recover the loan amount in advance and require the borrower to repay the loan in a lump sum, which will bring more pressure on the borrower to repay.
After applying for a loan, it is best for the borrower to use the loan in accordance with the prior agreement, the bank's risk management of the loan is more perfect, don't have a chance to think that the bank won't find out that the use of the loan is not more than the scope of the regulations, and the use of the loan should remember to pay back the loan in a timely manner, to avoid any overdue impact on the creditworthiness of the individual.